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Looking for a fha loan specialist in Bountiful? Review the directory below to compare your options.
14 agents listed
Updated May 2026
Bountiful, UT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Utah before hiring.
Showing 14 fha loan specialists in Bountiful, UT
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Jimmy Hobson, Mortgage Broker-UMortgage
485 N 500 W, Bountiful, UT 84010
8019796365
Utah Mortgage
1525 N Main St STE 100, Bountiful, UT 84010
8019032993
Kristi Gibb, Mortgage Broker NMLS #1737567
485 N 500 W, Bountiful, UT 84010
8017457327
Sam Fulton - Mortgage Lender @ UMortgage
1075 S 500 W, Bountiful, UT 84010
8018032604
SWBC Mortgage Bountiful
130 N Main St, Bountiful, UT 84010
8012944663
Jerad Brereton Mortgage Team - UMortgage
485 N 500 W Suite 104, Bountiful, UT 84010
8013724888
Utah Mortgage Resource
2941 S 100 W, Bountiful, UT 84010
8014733154
Andrea Erickson, Powered by UMortgage
485 N 500 W Unit 4, Bountiful, UT 84010
8013830265
Justin Brown Mortgage
1525 N Main St #100a, Bountiful, UT 84010
8016314663
Ruby Hales UMortgage
485 N 500 W, Bountiful, UT 84010
3856269885
Brittany Fox-Huseth-U.S. Bank Mortgage
278 S 500 W, Bountiful, UT 84010
8017289339
E.M.K. Mortgages
3795 S 600 E, Bountiful, UT 84010
3017420537
City First Mortgage Services, LLC
750 S Main St, Bountiful, UT 84010
8012991770
Andrea Erickson at City 1st Mortgage
750 S Main St, Bountiful, UT 84010
8012056632
FHA loan specialists in Bountiful, Utah help borrowers navigate Federal Housing Administration loans, which are popular for first-time homebuyers and those with lower credit scores. Utah law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System. Specialists in Bountiful can guide you through Utah-specific property requirements and FHA loan limits for Davis County.
What Does a FHA Loan Specialist in Bountiful Cost?
Typical costs for using an FHA loan specialist in Utah include an origination fee of 1 to 2 percent of the loan amount, plus third-party fees for appraisal, credit report, and title services. Appraisal costs in Bountiful range from $500 to $700. Closing costs generally total 3 to 5 percent of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Bountiful Utah in 2025?
For 2025, the FHA loan limit for a single-family home in Davis County, including Bountiful, is $498,257. This limit applies to most areas in Utah and is adjusted annually based on median home prices.
What credit score is needed for an FHA loan in Utah?
FHA loans typically require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Utah lenders may have their own overlays above these minimums.
Do FHA loans in Utah require mortgage insurance?
Yes, FHA loans require both an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 percent to 0.85 percent. This insurance is required for the life of the loan if the down payment is less than 10 percent.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Utah.