Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Utah before hiring.
Showing 11 fha loan specialists in Brigham City, UT
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Security Finance
646 S Main St Suite 106, Brigham City, UT 84302
4357232889
Julie Campbell Home Mortgage Loans Brigham City Utah
20 S Main St, Brigham City, UT 84302
8013886732
Guild Mortgage Company
695 S Main St Suite 2, Brigham City, UT 84302
4357341000
Intercap Lending: Julie Hadfield
20 S Main St, Brigham City, UT 84302
4352304273
North Star Mortgage Inc
695 S Main St Ste 6, Brigham City, UT 84302
8014472208
Guild Mortgage - Trudi Hatch
695 S Main St Suite 2, Brigham City, UT 84302
4352793463
Intercap Lending: Shannon Johnson
20 S Main St, Brigham City, UT 84302
4352306777
North Star Mortgage
148 N Main St, Brigham City, UT 84302
4357341777
Guild Mortgage - Tara Rutherford
695 S Main St Suite 2, Brigham City, UT 84302
8013916898
Intercap Lending | Brigham City, Utah
20 S Main St, Brigham City, UT 84302
8013886732
Tracy Freshwater | Intercap Lending
20 S Main St, Brigham City, UT 84302
4352308330
What Does a FHA Loan Specialist in Brigham City Cost?
Typical costs for an FHA loan in Utah include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 percent. Closing costs in Brigham City generally range from 2 to 5 percent of the purchase price. Lender fees may vary between 500 and 1,500 dollars. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Brigham City Utah in 2025?
For 2025 the FHA loan limit for a single-family home in Box Elder County is $498,257. This limit applies to most areas and is set by the Department of Housing and Urban Development. Higher limits may apply for multi-unit properties.
What credit score is needed for an FHA loan in Utah?
The minimum credit score for an FHA loan is 580 with a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Utah lenders may have additional overlays beyond FHA minimums.
How long does the FHA loan process take in Brigham City?
The typical FHA loan process takes 30 to 45 days from application to closing. Utah law requires a three-day right of rescission for refinances. Delays can occur if additional documentation is needed for property appraisals or income verification.