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Looking for a fha loan specialist in Draper? Review the directory below to compare your options.
20 agents listed
Updated May 2026
Draper, UT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Utah before hiring.
Showing 20 fha loan specialists in Draper, UT
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
City Creek Mortgage
11910 S State St #100, Draper, UT 84020
8015017950
Guild Mortgage Company
339 W 13490 S 1st Floor, Draper, UT 84020
8014734368
Houzd Mortgage
11550 S 700 E #100, Draper, UT 84020
8012064343
Altius Mortgage
13961 Minuteman Dr #125, Draper, UT 84020
8015427080
Aaron Morgan Team Guild Mortgage Draper
339 W 13490 S 1st Floor, Draper, UT 84020
8015608162
Innovative Mortgage Alliance
12401 S 450 E UNIT F1, Draper, UT 84020
8013524030
TruPath Home Loans
12459 S 300 E Suite 101, Draper, UT 84020
3854753005
Benton Challis Home Loans
12884 Frontrunner Blvd Ste 110, Draper, UT 84020
3853848953
The Nick Smith Team - Fairway Independent Mortgage Corp
12481 S Fort St #100, Draper, UT 84020
8016614749
Guild Mortgage - Boston Taylor
339 W 13490 S 1st Floor, Draper, UT 84020
8014734404
Josh Clayson Home Loans, UMortgage LLC
12401 S 450 E # B1, Draper, UT 84020
4352243363
Cinch Home Loans
11576 State St Suite 101A, Draper, UT 84020
8019994417
Utah Low Rate / Utah Mortgage / Utah Home Loans
13249 Cascade Gln Dr, Draper, UT 84020
8016044949
Infinity Mortgage Company
12481 S Fort St #240, Draper, UT 84020
8019186300
American Pacific Mortgage (NMLS# 2238167)
831 Pioneer Rd #105, Draper, UT 84020
8014748290
Low Rate Mortgage
11845 S 700 E #105, Draper, UT 84020
8014499377
LifeStyle Lending
13894 S Bangerter Pkwy Ste 200, Draper, UT 84020
8014882006
Blue Sky Home Loans
13894 S Bangerter Pkwy, Draper, UT 84020
8019889300
Robert Griffin, Senior Loan Officer - Innovative Mortgage
12401 S 450 E UNIT F1, Draper, UT 84020
8019998796
Simple Mortgage, LLC
11576 State St #102B, Draper, UT 84020
8016381311
FHA loan specialists in Draper, Utah help homebuyers secure government-backed mortgages with lower down payments and flexible credit requirements. Utah law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System (NMLS). Draper residents benefit from specialists who understand local market conditions and Utah-specific property tax laws.
What Does a FHA Loan Specialist in Draper Cost?
Typical costs for an FHA loan in Utah include an upfront mortgage insurance premium (UFMIP) of 1.75 percent of the loan amount, plus an annual MIP of 0.15 to 0.75 percent depending on loan term and down payment. Lender origination fees range from 0.5 to 1.5 percent of the loan amount. Third-party costs such as appraisal, title insurance, and recording fees add $2,000 to $5,000. Costs vary by situation and lender. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is an FHA loan and how does it work in Draper Utah?
An FHA loan is a mortgage insured by the Federal Housing Administration, allowing lower down payments as low as 3.5 percent. In Draper, these loans are popular for first-time buyers and those with moderate credit scores. Utah lenders must follow FHA guidelines and state licensing rules.
What are the FHA loan limits for Draper Utah in 2025?
For 2025, the FHA loan limit for a single-family home in Salt Lake County, which includes Draper, is $524,225 for low-cost areas and up to $1,209,750 for high-cost areas. Limits are adjusted annually based on median home prices. A specialist can confirm current limits for your specific property.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Utah.