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Find FHA Loan Specialists Near You in Orem, UT

Compare fha loan specialists in Orem. Review contact information and insurance categorys before you decide.

17 agents listed
Updated May 2026
Orem, UT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Utah before hiring.
Showing 17 fha loan specialists in Orem, UT Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
First Colony Mortgage
508 W 800 N, Orem, UT 84057
8012267456
Superior Lending Associates: Jeremy Plouzek Lending Manager
813 N 900 W, Orem, UT 84057
8018300083
SecurityNational Mortgage Company
998 N 1200 W #104, Orem, UT 84057
3854847200
Security Home Mortgage
576 S State St, Orem, UT 84058
8017640111
First Colony Mortgage Center Street Branch
130 W Center St, Orem, UT 84057
8014374577
Superior Lending Associates
813 N 900 W, Orem, UT 84057
8012350929
A-Team - Austin Ingersoll - SecurityNational Mortgage Company
998 N 1200 W #104, Orem, UT 84057
8018609307
Taylor Wright - SecurityNational Mortgage Company
998 N 1200 W #104, Orem, UT 84057
8013004032
Sawyer Cook Mortgage - Security Home Mortgage
576 S State St, Orem, UT 84057
3855397692
Robin Rhoads, Loan Officer nmls#1959663 @ American Pacific Mortgage
384 Center St, Orem, UT 84057
3853299700
Private Money Utah
560 S State St F-1C, Orem, UT 84058
4355651768
Ares Mortgage LLC
998 N 1200 W, Orem, UT 84057
8332395237
Kalab Stokes Home Loans - Veritas Funding
358 W Center St, Orem, UT 84057
8016367443
Jordan Duckett - SecurityNational Mortgage Company Loan Officer
998 N 1200 W #104, Orem, UT 84057
8016369069
loanswithluke
576 S State St, Orem, UT 84058
8018365850
Rudy Garcia - SecurityNational Mortgage Company Loan Officer (Hablo Español)
998 N 1200 W #104, Orem, UT 84057
7753744467
Dave Barton Loan Officer- American Pacific Mortgage Orem
384 W Center St 2nd Floor, Orem, UT 84057
8013763130

What Does a FHA Loan Specialist in Orem Cost?

Typical costs for an FHA loan in Orem include an upfront mortgage insurance premium (UFMIP) of 1.75 percent of the loan amount, which can be financed into the loan. Annual mortgage insurance premiums (MIP) range from 0.55 to 0.85 percent of the loan balance. Closing costs usually total 2 to 5 percent of the home price, including appraisal fees around 500 to 700 dollars and title insurance. Costs vary by lender and loan size. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the basic requirements for an FHA loan in Orem Utah?
Borrowers need a minimum credit score of 580 for a 3.5 percent down payment, or 500 with a 10 percent down payment. The property must be owner-occupied and meet FHA safety and appraisal standards. Utah has no state-specific down payment assistance, but local programs may apply.
How do I find a licensed FHA loan specialist in Orem?
You can search the NMLS Consumer Access website to verify a loan officer license. Many local banks and mortgage companies in Orem offer FHA loans. Ask for a Loan Estimate to compare costs and terms.
Are there Utah-specific rules for FHA loan closing costs?
Utah allows sellers to contribute up to 6 percent of the purchase price toward closing costs for FHA loans. The state also requires a licensed title company to handle the closing. Prepaid items like property taxes and homeowners insurance are collected at closing.