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Directory of fha loan specialists in Layton, Utah. Verify credentials with the state mortgage licensing authority before hiring.
15 agents listed
Updated May 2026
Layton, UT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Utah before hiring.
Showing 15 fha loan specialists in Layton, UT
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
PRMI Home Financing
1597 Woodland Park Dr #100A, Layton, UT 84041
8017367736
American Pacific Mortgage Layton (NMLS #1446817)
27 S Main St, Layton, UT 84041
8013908282
Primary Residential Mortgage, Inc. - The Dale Stanford Team
579 Heritage Park Blvd Suite 140, Layton, UT 84041
8014764663
Garrett Hansen, AMP - Diversified Home Loans
1544 Woodland Park Dr Suite 300 B, Layton, UT 84041
4357704802
Guild Mortgage - Zachary Hayes
1086 UT-193 #102, Layton, UT 84040
3852384382
Lifetime Home Loans - Co. NMLS #1861406
664 W Antelope Dr, Layton, UT 84041
8017741699
Brett Wilson - Preferred Rate
52 Main St 1st Floor, Layton, UT 84041
8014976403
James Hirst Loan Officer NMLS# 880547 American Pacific Mortgage Layton
27 S Main St, Layton, UT 84041
8018607151
Guild Mortgage - Brady Peterson
1086 UT-193 #102, Layton, UT 84040
3854052392
Hometown Mortgage, Co.
476 Heritage Park Blvd Suite 200-B, Layton, UT 84041
8015208475
Guild Mortgage - Jess Patterson
1086 UT-193 #102, Layton, UT 84040
8016145131
Burke Christensen Loan Officer NMLS#308203 American Pacific Mortgage Layton
27 S Main St, Layton, UT 84041
8013366650
Jen Jones Branch Manager/ Loan Originator NMLS #247020 American Pacific Mortgage Layton
27 S Main St, Layton, UT 84041
8013908282
Rachel Wheatley Loan Officer NMLS#2139549 American Pacific Mortgage Layton
27 S Main St, Layton, UT 84041
8019207417
Josh Vollmer - American Pacific Mortgage
27 S Main St, Layton, UT 84041
4353635278
An FHA loan specialist in Layton, Utah helps homebuyers navigate government-backed loans with lower down payments and flexible credit requirements. Utah law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System (NMLS). Specialists in Layton understand local housing market conditions and can guide you through FHA guidelines specific to Utah properties.
What Does a FHA Loan Specialist in Layton Cost?
Typical costs for an FHA loan specialist in Utah include an origination fee of 0.5 to 1 percent of the loan amount, plus an upfront mortgage insurance premium of 1.75 percent of the loan. Annual mortgage insurance premiums range from 0.45 to 1.05 percent. Closing costs in Utah generally total 2 to 5 percent of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Layton do?
An FHA loan specialist helps you apply for an FHA-insured mortgage, explains credit and income requirements, and assists with documentation. They also advise on Utah-specific property eligibility and appraisal standards.
What are the FHA loan requirements in Utah?
FHA loans require a minimum 3.5 percent down payment and a credit score of at least 580. Borrowers must have a valid Social Security number and lawful residency in the United States. Utah does not impose additional state-specific FHA requirements beyond federal rules.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Utah.