Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the South Carolina before hiring.
Showing 19 fha loan specialists in Orangeburg, SC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Kinsmith Finance
1107 Orangeburg Mall Cir, Orangeburg, SC 29115
8035331880
Advance America
2376 Chestnut St NE, Orangeburg, SC 29115
8035330156
World Finance
1554 St Matthews Rd NE, Orangeburg, SC 29118
8035312121
Check `n Go
2050 Columbia Rd NE, Orangeburg, SC 29118
8035364222
Regional Finance
1136 Orangeburg Mall Cir, Orangeburg, SC 29115
8035390032
Heights Finance
660 John C Calhoun Dr, Orangeburg, SC 29115
8035366616
Security Finance
2563 North Rd, Orangeburg, SC 29118
8035346340
Mariner Finance
2722 North Rd, Orangeburg, SC 29118
8035314524
LoanBud
161 Elliott St SE, Orangeburg, SC 29115
4845626283
Regional Finance
1884 Columbia Rd, Orangeburg, SC 29115
8035354887
Kwest Mortgage Group LLC
1725 St Matthews Rd NE, Orangeburg, SC 29118
8037079997
Republic Finance
1344 Grove Park Dr, Orangeburg, SC 29115
8035317626
Lenders Loans
1447 Russell St, Orangeburg, SC 29115
8035350303
Unity Mortgage Of Sc,Llc
1705 Carolina Ave #4300, Orangeburg, SC 29115
8039376398
Local Finance and Tax Service of Orangeburg, SC
1115 Orangeburg Mall Cir, Orangeburg, SC 29115
8035365600
AgSouth Farm Credit
1880 Joe S Jeffords Hwy, Orangeburg, SC 29115
8035346546
Regional Homeownership Center
986 Doyle St, Orangeburg, SC 29115
8035349950
Charlton Mortgage LLC
2367 Russell St, Orangeburg, SC 29115
8035318446
Mortgage Centre Inc
1446 Amelia St, Orangeburg, SC 29115
8035310808
What Does a FHA Loan Specialist in Orangeburg Cost?
Typical costs for FHA loan specialist services in South Carolina include an origination fee of 1 to 2 percent of the loan amount. You may also pay for an appraisal costing $500 to $700 and a credit report fee of $30 to $50. The FHA requires an upfront mortgage insurance premium of 1.75 percent of the loan amount which can be financed into the loan. Monthly mortgage insurance premiums also apply. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Orangeburg do?
An FHA loan specialist helps borrowers qualify for FHA insured home loans. They review your credit, income, and debt to determine eligibility. They also explain FHA rules like the 3.5 percent minimum down payment and the upfront mortgage insurance premium.
What are the FHA loan limits for Orangeburg South Carolina?
For 2024 the FHA loan limit for a single family home in Orangeburg County is $498,257. This limit applies to most areas and may be higher for duplexes or larger properties. A specialist can confirm the exact limit for your situation.
Do I need a South Carolina specific license to be an FHA loan specialist?
Yes. In South Carolina all mortgage loan originators must be licensed through the NMLS and registered with the South Carolina Department of Consumer Affairs. You can verify a specialist license on the NMLS Consumer Access website.