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Browse fha loan specialists serving Charleston, South Carolina. Contact information and addresses listed below.
20 agents listed
Updated May 2026
Charleston, SC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the South Carolina before hiring.
Showing 20 fha loan specialists in Charleston, SC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Tabor Mortgage Group
2000 Sam Rittenberg Blvd STE 2020, Charleston, SC 29407
1180 Sam Rittenberg Blvd # 305, Charleston, SC 29407
8437084440
Josh Catigano
1387 Harbor View Rd, Charleston, SC 29412
8433231150
Leeward Point Mortgage
215 E Bay St Ste 403-F, Charleston, SC 29401
8432034578
Matt Mieras of Guild Mortgage
1180 Sam Rittenberg Blvd # 305, Charleston, SC 29407
8436705512
Guild Mortgage - Paul Gordon
1180 Sam Rittenberg Blvd # 305, Charleston, SC 29407
6077276766
Gracen Watts -Your Mortgage Lady at Mint Group Mortgage, LLC
553 Savannah Hwy, Charleston, SC 29407
8439063954
Guild Mortgage - Drew Cody
60 Markfield Dr Unit 5, Charleston, SC 29407
8035172115
Mutual of Omaha Mortgage
78 Ashley Point Dr Suite 101, Charleston, SC 29407
5024191516
Matt Dorsey
1387 Harbor View Rd, Charleston, SC 29412
8434084421
Jennifer Stout - Home Loans with Jenn
1180 Sam Rittenberg Blvd # 305, Charleston, SC 29407
8438135544
Movement Mortgage - OJ Linney - NMLS #279792
146 Fairchild St 1st Floor Suite 180, Charleston, SC 29492
8439004302
Guild Mortgage - Ricky Boscio
1180 Sam Rittenberg Blvd # 305, Charleston, SC 29407
8436850508
FHA loan specialists in Charleston South Carolina help borrowers qualify for government-backed mortgages with lower down payments and flexible credit requirements. South Carolina law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System. Local specialists understand the Charleston real estate market and can guide you through FHA loan limits which vary by county in South Carolina.
What Does a FHA Loan Specialist in Charleston Cost?
Typical costs for an FHA loan specialist in South Carolina include an origination fee of 0.5 to 1.0 percent of the loan amount and an upfront mortgage insurance premium of 1.75 percent of the base loan amount. Annual mortgage insurance premiums range from 0.45 to 1.05 percent depending on loan term and loan to value ratio. Appraisal fees in Charleston average $500 to $700. Closing costs typically total 3 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Charleston South Carolina in 2025?
For 2025 the FHA loan limit for a single family home in Charleston County is $498,257. High cost areas may have higher limits. A specialist can confirm the exact limit for your property type.
What credit score do I need for an FHA loan in South Carolina?
The minimum credit score for an FHA loan is 580 with a 3.5 percent down payment. Borrowers with a score between 500 and 579 may qualify with a 10 percent down payment. Each lender may set higher requirements.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the South Carolina.