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Compare fha loan specialists in Florence. Review contact information and insurance categorys before you decide.
20 agents listed
Updated May 2026
Florence, SC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the South Carolina before hiring.
Showing 20 fha loan specialists in Florence, SC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
American Security Mortgage Corporation, Mortgage Broker
Matt Oneal Hedgepeth | Fairway Independent Mortgage Corporation Loan Officer
2011 2nd Loop Rd Suite C, Florence, SC 29501
8438581195
Lacie Jones Mortgage
1800 2nd Loop Rd, Florence, SC 29501
8436102088
Palmetto Mortgage Group | Florence, SC
1401 Cherokee Rd Unit B, Florence, SC 29501
8033603796
Carolina Bank
185 W Evans St, Florence, SC 29501
8434139978
Stephanie D. Sturgis First Reliance Mortgage
2170 W Palmetto St, Florence, SC 29501
8436743225
First Reliance Mortgage: Florence | Palmetto Branch
2170 W Palmetto St #1, Florence, SC 29501
8436743225
Movement Mortgage
419 S Coit St, Florence, SC 29501
8773141499
Britney Jane
105 Chase St Unit B-C, Florence, SC 29501
8436180813
Go Mortgage - Florence, SC
2182 W Evans St, Florence, SC 29501
8439481713
An FHA loan specialist in Florence South Carolina helps borrowers navigate FHA insured mortgages which are popular for first time home buyers and those with lower credit scores. South Carolina law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System. Local specialists understand the Florence real estate market and can guide you through the specific FHA loan limits for Florence County.
What Does a FHA Loan Specialist in Florence Cost?
Typical costs for an FHA loan in South Carolina include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual mortgage insurance premium of 0.55 to 0.85 percent. Closing costs in Florence usually range from 2 to 5 percent of the loan amount and include appraisal fees title insurance and lender fees. Costs vary by lender and loan size. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Florence South Carolina?
For 2024 the FHA loan limit for a single family home in Florence County is $498,257. This limit applies to standard FHA loans and may be higher for multi unit properties. Your specialist can confirm the current limit for your specific situation.
What credit score do I need for an FHA loan in Florence?
The minimum credit score for an FHA loan is 580 with a 3.5 percent down payment. If your score is between 500 and 579 you may still qualify but you will need a 10 percent down payment. Each lender may have additional requirements.
How long does an FHA loan closing take in South Carolina?
An FHA loan closing in South Carolina typically takes 30 to 45 days from application to closing. Delays can occur if there are appraisal issues or if additional documentation is needed. Your specialist will provide a timeline based on your specific file.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the South Carolina.