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Browse fha loan specialists serving Beaufort, South Carolina. Contact information and addresses listed below.
13 agents listed
Updated May 2026
Beaufort, SC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the South Carolina before hiring.
Showing 13 fha loan specialists in Beaufort, SC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mariner Finance
330 Robert Smalls Pkwy Suite 8, Beaufort, SC 29906
8435259311
1st Franklin Financial
330 Robert Smalls Pkwy Suite 5, Beaufort, SC 29906
8437709990
Gateway Mortgage
14 Professional Village Cir, Beaufort, SC 29907
8433218834
Cherice Cothran - Ameris Bank Mortgage
2348 Boundary St, Beaufort, SC 29902
4044035531
Walt Dagley Mortgage Team New Story Lending
500 Carteret St Suite A, Beaufort, SC 29902
8438128341
Impeccable Lending Inc
2048 Pearl St Unit 202, Beaufort, SC 29902
8434738595
Robert (Bobby) Earl Askew II - Ameris Bank Mortgage
2348 Boundary St, Beaufort, SC 29902
9123468381
Premier Nationwide Lending - Beaufort, SC
2015 Boundary St #216, Beaufort, SC 29902
9123122133
Lenders Loans
2303 Boundary St #4, Beaufort, SC 29902
8435249695
GMFS Mortgage - Beaufort
12 Celadon Dr Suite A Suite A, Beaufort, SC 29907
8436122341
Paddi Bailey - Gateway Mortgage
14 Professional Village Cir, Beaufort, SC 29907
8433218833
The Complete Mortgage Team
2201 Boundary St Suite 307, Beaufort, SC 29902
3372678511
Premier Nationwide Lending - Stacey Burrell, Mortgage Loan Officer
2015 Boundary St #215, Beaufort, SC 29902
8645566652
FHA loan specialists in Beaufort South Carolina help homebuyers secure government-backed mortgages with lower down payments and flexible credit requirements. South Carolina law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System (NMLS). Local specialists understand the unique housing market in Beaufort and can guide you through FHA loan limits and property eligibility in the area.
What Does a FHA Loan Specialist in Beaufort Cost?
Typical costs for FHA loan specialist services in South Carolina include an origination fee of 0.5 to 1 percent of the loan amount, plus an upfront mortgage insurance premium of 1.75 percent of the base loan amount. Annual mortgage insurance premiums range from 0.45 to 1.05 percent depending on loan term and down payment. Additional costs may include appraisal fees of $400 to $700 and credit report fees of $30 to $50. Costs vary by lender and borrower situation. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Beaufort South Carolina?
For 2024 the FHA loan limit for a single-family home in Beaufort County is $498,257 for most areas. Higher limits may apply in high-cost areas. A local FHA loan specialist can confirm the exact limit for your property.
What credit score is needed for an FHA loan in South Carolina?
FHA loans typically require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Each lender may have additional requirements.
Are there South Carolina specific requirements for FHA loans?
South Carolina requires all FHA loans to include a property appraisal by a state-licensed appraiser. The state also mandates that borrowers receive a South Carolina specific mortgage disclosure form at least three business days before closing. Local specialists can explain these rules in detail.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the South Carolina.