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Showing 3 fha loan specialists in Elgin, SC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Guild Mortgage - Beth Quick
566 Spears Creek Church Rd #101, Elgin, SC 29045
8033190733
Guild Mortgage - Trey Baker
566 Spears Creek Church Rd #101, Elgin, SC 29045
8033913558
Guild Mortgage - Michael Moschella
566 Spears Creek Church Rd #101, Elgin, SC 29045
8033153582
What Does a FHA Loan Specialist in Elgin Cost?
Typical costs for an FHA loan specialist in South Carolina include an origination fee of 1 percent of the loan amount and third party fees for appraisal credit report and title services. These third party fees usually range from $1,500 to $3,000. The upfront mortgage insurance premium of 1.75 percent is typically added to the loan balance. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Elgin South Carolina?
For 2025 the FHA loan limit for a single family home in Kershaw County is $524,225. This limit applies to most areas in South Carolina and is adjusted annually by the Department of Housing and Urban Development.
What credit score is needed for an FHA loan in South Carolina?
The minimum credit score for an FHA loan is 580 with a 3.5 percent down payment. Borrowers with a credit score between 500 and 579 may qualify with a 10 percent down payment. South Carolina lenders may have their own overlays requiring higher scores.