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FHA Loan Specialists in Easley, SC

Browse fha loan specialists serving Easley, South Carolina. Contact information and addresses listed below.

5 agents listed
Updated June 2026
Easley, SC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of South Carolina before hiring.
Showing 5 fha loan specialists in Easley, SC Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
World Finance
6811 Calhoun Memorial Hwy Ste. D, Easley, SC 29640
(864) 859-7534 loansbyworld.com
1st Franklin Financial
5155 Calhoun Memorial Hwy Suite S-U, Easley, SC 29640
(864) 855-6200 1ffc.com
Gwen Childress | SouthState Mortgage
1800 E Main St, Easley, SC 29640
(864) 850-5113 southstatebank.com
Carolina Choice Mortgage
118 Windamere Rd, Easley, SC 29640
(864) 307-9031
Payne Posey - Mortgage Loan Officer
5041 Calhoun Memorial Hwy, Easley, SC 29640
(864) 979-9882 tdbank.com

FHA loan specialists in Easley South Carolina help homebuyers access government-backed mortgages with lower down payments. South Carolina law requires all FHA loan originators to be licensed through the Nationwide Multistate Licensing System. Local specialists understand Easley real estate trends and can guide you through the FHA appraisal process for homes in Pickens County.

What Does a FHA Loan Specialist in Easley Cost?

FHA loan specialist fees in South Carolina typically range from 1,000 to 3,000 dollars for origination and processing. The upfront mortgage insurance premium is 1.75 percent of the loan amount and can be financed into the loan. Annual mortgage insurance premiums vary from 0.45 to 1.05 percent of the loan balance depending on loan term and down payment. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What credit score is needed for an FHA loan in Easley?
Most FHA lenders in South Carolina require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Each lender may have its own overlays so check with your specialist.
Are FHA loans available for condos in Easley?
Yes but the condo complex must be on the FHA approved list. South Carolina has many condo developments that meet FHA guidelines. Your specialist can verify if a specific complex is eligible before you make an offer.
How long does FHA loan approval take in South Carolina?
Typical FHA loan processing in South Carolina takes 30 to 45 days from application to closing. Delays can happen if the property needs repairs to meet FHA minimum property standards. Your specialist will help you prepare all documents to avoid delays.

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