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Compare FHA Loan Specialists in North Charleston, SC
Looking for a fha loan specialist in North Charleston? Review the directory below to compare your options.
5 agents listed
Updated May 2026
North Charleston, SC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the South Carolina before hiring.
Showing 5 fha loan specialists in North Charleston, SC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Home Loans Inc: Jason Sharon, Mortgage Broker
2557 Ashley Phosphate Rd, North Charleston, SC 29418
8435697283
Peoples Bank Mortgage and SBA Loans
4401 Belle Oaks Dr #210, North Charleston, SC 29405
8436066058
Lending with Mark
2557 Ashley Phosphate Rd, North Charleston, SC 29418
8437435727
Jay Ingram - Home Loans Inc. - Jay Ingram, Mortgage Broker
2557 Ashley Phosphate Rd, North Charleston, SC 29418
8437145195
Jenna Richardson Motto Mortgage Thrives
1042 E Montague Ave Suite G2, North Charleston, SC 29405
8439007212
An FHA loan specialist in North Charleston South Carolina can help you navigate the process of obtaining a Federal Housing Administration insured mortgage. South Carolina law requires all mortgage loan originators to be licensed through the South Carolina Department of Consumer Affairs. Working with a local specialist ensures you understand specific requirements for FHA loans in the Charleston area.
What Does a FHA Loan Specialist in North Charleston Cost?
Typical costs for an FHA loan specialist in South Carolina include an origination fee of 1 percent of the loan amount, plus an upfront mortgage insurance premium of 1.75 percent of the loan amount. Annual mortgage insurance premiums range from 0.45 percent to 1.05 percent depending on loan terms and down payment. Third party costs like appraisal and title fees add several hundred dollars. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist do in North Charleston?
An FHA loan specialist helps borrowers understand FHA loan requirements, pre-qualify for a loan, and submit a complete application. They guide you through credit score minimums, down payment rules, and property condition standards specific to South Carolina.
What are the FHA loan limits for North Charleston South Carolina?
For 2024, the FHA loan limit for a single family home in Charleston County is typically around $498,257 for low cost areas and up to $1,149,825 for high cost areas. A local specialist can confirm the exact limit for your specific property.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the South Carolina.