Compare FHA Loan Specialists in North Charleston, SC
Browse fha loan specialists serving North Charleston, South Carolina. Contact information and addresses listed below.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of South Carolina before hiring.
Showing 5 fha loan specialists in North Charleston, SC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a FHA Loan Specialist in North Charleston Cost?
Typical costs for an FHA loan specialist in South Carolina include an origination fee of 1 percent of the loan amount, plus an upfront mortgage insurance premium of 1.75 percent of the loan amount. Annual mortgage insurance premiums range from 0.45 percent to 1.05 percent depending on loan terms and down payment. Third party costs like appraisal and title fees add several hundred dollars. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist do in North Charleston?
An FHA loan specialist helps borrowers understand FHA loan requirements, pre-qualify for a loan, and submit a complete application. They guide you through credit score minimums, down payment rules, and property condition standards specific to South Carolina.
What are the FHA loan limits for North Charleston South Carolina?
For 2024, the FHA loan limit for a single family home in Charleston County is typically around $498,257 for low cost areas and up to $1,149,825 for high cost areas. A local specialist can confirm the exact limit for your specific property.
Do I need a special license for FHA loans in South Carolina?
Yes. All mortgage loan originators in South Carolina must hold a valid license from the South Carolina Department of Consumer Affairs. FHA loan specialists also must be approved by the Department of Housing and Urban Development to originate FHA insured loans.