Compare FHA Loan Specialists in Myrtle Beach, SC
Compare fha loan specialists in Myrtle Beach. Review contact information and insurance categorys before you decide.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of South Carolina before hiring.
Showing 20 fha loan specialists in Myrtle Beach, SC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
An FHA loan specialist in Myrtle Beach helps buyers secure government-backed mortgages with lower down payments and flexible credit requirements. South Carolina law requires all mortgage loan originators to be licensed through the NMLS. Local specialists understand Horry County property values and can guide you through FHA appraisal rules for coastal homes.
What Does a FHA Loan Specialist in Myrtle Beach Cost?
Typical costs for FHA loan services in South Carolina include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual MIP of 0.55 to 0.85 percent. Origination fees usually range from 0.5 to 1.5 percent of the loan. Appraisal fees in Myrtle Beach average $500 to $700. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist do in Myrtle Beach?
An FHA loan specialist helps you apply for a Federal Housing Administration insured loan. They review your income, credit, and debt to determine eligibility. They also explain South Carolina specific requirements like flood insurance in coastal zones.
What are the FHA loan limits for Myrtle Beach South Carolina?
For 2025 the FHA loan limit for a single family home in Horry County is $498,257. This amount applies to most areas in Myrtle Beach. Limits may be higher for duplexes or triplexes.
Do I need a special license to be an FHA loan specialist in South Carolina?
Yes all mortgage loan originators in South Carolina must hold a valid license through the Nationwide Multistate Licensing System. They must also complete annual continuing education. You can verify a specialist license on the NMLS consumer access website.