Find FHA Loan Specialists in Lexington, SC
Directory of fha loan specialists in Lexington, South Carolina. Verify credentials with the state state mortgage licensing authority before hiring.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of South Carolina before hiring.
Showing 18 fha loan specialists in Lexington, SC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a FHA Loan Specialist in Lexington Cost?
Typical costs for an FHA loan specialist in South Carolina include an origination fee of 1 percent of the loan amount and an upfront mortgage insurance premium of 1.75 percent of the base loan amount. Annual mortgage insurance premiums range from 0.45 to 1.05 percent depending on loan term and down payment. Closing costs in Lexington usually total 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Lexington do?
An FHA loan specialist helps you apply for a Federal Housing Administration insured loan. They guide you through credit requirements, down payment options, and property eligibility. In South Carolina, they also help you comply with state-specific disclosure rules.
What are the FHA loan limits for Lexington South Carolina?
For 2025, the FHA loan limit for a single-family home in Lexington County is $498,257. This limit applies to most areas in the county. Higher limits may apply for multi-unit properties.