Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the South Carolina before hiring.
Showing 15 fha loan specialists in Hilton Head Island, SC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Northpoint Mortgage, Inc.
1000 William Hilton Pkwy #205, Hilton Head Island, SC 29928
8436845015
Bryon Mallernee - Union Home Mortgage - NMLS 131465
52 New Orleans Rd Suite 202, Hilton Head Island, SC 29928
2692240546
Aaron Benton | Northpoint Mortgage | NMLS 1717095
1000 William Hilton Pkwy, Hilton Head Island, SC 29928
8435055623
Guild Mortgage - Doug Wall
800 Main St Suite 201-j, Hilton Head Island, SC 29926
6308803954
Union Home Mortgage
52 New Orleans Rd, Hilton Head Island, SC 29928
8032519748
Tanner Ware | Northpoint Mortgage | NMLS 278238
1000 William Hilton Pkwy Suite 205, Hilton Head Island, SC 29928
8434223044
Jim Hess, Movement Mortgage
23 B Shelter Cove Ln suite 100, Hilton Head Island, SC 29928
8432986507
Movement Mortgage Matt Topping/Kieron O'Grady
23 B Shelter Cove Ln Suite 100-A, Hilton Head Island, SC 29928
8773141499
Revolution Mortgage
22 Bow Cir # C, Hilton Head Island, SC 29928
8436049550
Sue Ann Hess- Movement Mortgage NMLS 461866
4101 Main St Ste E, Hilton Head Island, SC 29926
8432989816
Catherine Oomens - Mortgage Loan Officer
62 New Orleans Rd, Hilton Head Island, SC 29938
8433840527
Southeast Mortgage
22 Bow Cir # C, Hilton Head Island, SC 29928
8003448788
Bradley Ellis - Coastal States Mortgage
5 Bow Cir, Hilton Head Island, SC 29928
8436897828
Chris Daly | Southern Trust Mortgage
42 N Calibogue Cay Rd, Hilton Head Island, SC 29928
7578123080
Michael Quigley - Mortgage Loan Officer
62 New Orleans Rd, Hilton Head Island, SC 29938
8433685743
What Does a FHA Loan Specialist in Hilton Head Island Cost?
Typical costs for an FHA loan specialist in South Carolina include an upfront mortgage insurance premium of 1.75 percent of the loan amount and annual MIP of 0.55 to 0.85 percent. Closing costs in Hilton Head Island range from 3000 to 5000 dollars but vary by lender and property. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What credit score is needed for an FHA loan in Hilton Head Island?
The minimum credit score for an FHA loan is 580 with a 3.5 percent down payment. Some lenders may require a higher score based on their own guidelines. South Carolina does not have a state-specific minimum beyond the federal requirement.
Are FHA loan limits different in Hilton Head Island South Carolina?
Yes FHA loan limits vary by county. For Beaufort County which includes Hilton Head Island the 2024 limit for a single family home is 498257 dollars. Higher limits apply for duplexes triplexes and four unit properties.
What is the South Carolina time limit for FHA loan underwriting?
FHA loans typically require underwriting within 30 to 45 days from application. South Carolina law does not set a specific time limit but lenders must follow federal FHA guidelines. Delays can occur if additional documentation is needed.