Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Mississippi before hiring.
Showing 12 fha loan specialists in Southaven, MS
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Nations Lending - Southaven, MS Branch - NMLS: 1984531
6080 Getwell Rd Suite 102, Southaven, MS 38672
6629137399
Desoto Home Mortgage - Brad Walker
6080 Getwell Rd Ste 204, Southaven, MS 38672
6628903000
The Jason Woods Home Loan Team
3964 Goodman Rd E #222, Southaven, MS 38672
6623491300
Tony Neal, Mortgage Loan Originator, NMLS #771211
5915 Getwell Rd Suite 5, Southaven, MS 38672
9012125211
PrimeLending, a PlainsCapital Company - North Mississippi
5915 Getwell Rd bldg c, Southaven, MS 38672
9012384468
Guild Mortgage - Shelley Dunn
7145 Swinnea Rd #1, Southaven, MS 38671
9018701107
Supreme Lending Southaven
7145 Swinnea Rd #1, Southaven, MS 38671
6622685211
Desoto Home Mortgage - Jonathan Webb
6080 Getwell Rd, Southaven, MS 38672
9015192905
Community Mortgage Corp
3964 Goodman Rd E #222, Southaven, MS 38672
6623491300
Stockton Mortgage
5915 Getwell Rd Suite 5, Southaven, MS 38672
6629960100
Guild Mortgage Company
7145 Swinnea Rd #1, Southaven, MS 38671
9014439130
Joanne Farmer - Regions Mortgage Loan Officer
969 Goodman Rd E, Southaven, MS 38671
2106368842
What Does a FHA Loan Specialist in Southaven Cost?
Typical costs for an FHA loan specialist in Mississippi include an origination fee of 1 percent of the loan amount, plus appraisal fees around $500 to $700. The upfront mortgage insurance premium is 1.75 percent of the base loan amount, and annual mortgage insurance premiums range from 0.45 to 1.05 percent depending on loan terms. Closing costs in Southaven generally total 2 to 5 percent of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Southaven Mississippi in 2025?
For 2025, the FHA loan limit for a single-family home in DeSoto County Mississippi is $498,257. This amount is based on the local median home price and is set by the Department of Housing and Urban Development. Higher limits apply for duplexes and larger properties.
Do I need a special license to be an FHA loan specialist in Mississippi?
Yes, FHA loan specialists in Mississippi must hold a valid mortgage loan originator license through the Nationwide Multistate Licensing System. They must also complete continuing education courses approved by the Mississippi Department of Banking and Consumer Finance.
What documents do I need for an FHA loan in Southaven?
You will need pay stubs from the last 30 days, two years of W-2 forms, federal tax returns, bank statements for the last two months, and a valid government ID. Self-employed borrowers must also provide profit and loss statements and business tax returns.