FHA Loan Specialists in Hattiesburg, MS
Looking for a fha loan specialist in Hattiesburg? Review the directory below to compare your options.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Mississippi before hiring.
Showing 20 fha loan specialists in Hattiesburg, MS
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
An FHA loan specialist in Hattiesburg Mississippi helps borrowers navigate government-backed mortgages insured by the Federal Housing Administration. These loans are popular in the Pine Belt region due to lower down payment requirements and flexible credit guidelines. Mississippi law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System (NMLS), ensuring local specialists meet state standards.
What Does a FHA Loan Specialist in Hattiesburg Cost?
Typical costs for FHA loan services in Mississippi include an upfront mortgage insurance premium (UFMIP) of 1.75% of the loan amount and an annual MIP of 0.45% to 1.05% depending on loan terms. Origination fees from a specialist usually range from 0.5% to 1.5% of the loan amount. Closing costs in Hattiesburg average 2% to 5% of the purchase price. These figures are estimates and your actual costs will depend on your specific loan and lender. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Hattiesburg do?
An FHA loan specialist guides you through the application process, helps determine eligibility, and ensures your loan meets FHA and Mississippi lending requirements. They also assist with documentation and closing procedures specific to Hattiesburg properties.
What are the FHA loan limits for Hattiesburg Mississippi?
For 2024 the FHA loan limit for a single-family home in Forrest County is typically around $498,257. Limits vary by county and property type so a local specialist can confirm the exact amount for your situation.
Do I need a special license to work with an FHA loan specialist in Mississippi?
Yes. Mississippi requires all mortgage loan originators to hold an active NMLS license and complete annual continuing education. Your specialist should provide their NMLS number for verification.