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Find FHA Loan Specialists Near You in Hernando, MS
Directory of fha loan specialists in Hernando, Mississippi. Verify credentials with the state mortgage licensing authority before hiring.
6 agents listed
Updated May 2026
Hernando, MS
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Mississippi before hiring.
Showing 6 fha loan specialists in Hernando, MS
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Brian Walters Home Lending: Eagle Bank Mortgage
210 E Commerce St #3, Hernando, MS 38632
9014381901
Jennifer Hill
316 W Commerce St, Hernando, MS 38632
6624295100
Cynthia Bigham- Fairway Mortgage
2446 Caffey St, Hernando, MS 38632
9012400758
Eagle Bank Mortgage
210 E Commerce St #3, Hernando, MS 38632
6622988554
Ken Pruett, Mortgage Loan Officer - First Horizon Bank
500 E Commerce St, Hernando, MS 38632
9012998539
Doug Capps
2600 Panola St, Hernando, MS 38632
6622980131
An FHA loan specialist in Hernando, Mississippi helps homebuyers navigate Federal Housing Administration loans, which are popular in the state due to lower down payment requirements. Mississippi law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System. Hernando residents often work with specialists to understand local property values and inspection standards in DeSoto County.
What Does a FHA Loan Specialist in Hernando Cost?
Typical costs for an FHA loan specialist in Mississippi include an origination fee of 1% to 1.5% of the loan amount, plus third-party fees for appraisal, credit report, and title search. These fees usually range from $500 to $1,500. The upfront mortgage insurance premium is 1.75% of the loan amount, and annual premiums vary. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Hernando do?
An FHA loan specialist guides borrowers through the FHA loan process, including credit requirements, down payment options, and property eligibility. They also help with Mississippi-specific requirements such as flood zone certifications and title insurance rules.
What are the FHA loan limits for Hernando Mississippi?
FHA loan limits in Hernando follow the standard limits for DeSoto County, which are set annually by HUD. For 2024, the floor limit for a single-family home is $498,257, but high-cost area adjustments may apply. Check with a specialist for current limits.
Are there Mississippi specific rules for FHA loans?
Yes, Mississippi requires all FHA loans to include a property inspection for termites and other wood-destroying organisms. Additionally, the state has a 30-day right of rescission period for refinances, which is standard under federal law.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Mississippi.