Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Mississippi before hiring.
Showing 5 fha loan specialists in Jackson, MS
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Collateral Lenders
817 E River Pl, Jackson, MS 39202
6013404001
Mississippi Home Corporation
735 Riverside Dr, Jackson, MS 39202
6017184642
Copiah Bank - Byram
5754 Terry Rd, Jackson, MS 39272
6013732831
Hard Money Lenders Jackson MS
210 E Capitol St #210, Jackson, MS 39201
6016514682
Trustmark Mortgage
1887 Lakeland Dr, Jackson, MS 39216
7692094860
What Does a FHA Loan Specialist in Jackson Cost?
Typical costs for an FHA loan in Mississippi include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 to 0.85 percent. Closing costs in Jackson range from 2 to 5 percent of the purchase price. Lender origination fees vary but often fall between 0.5 and 1.5 percent of the loan. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Jackson Mississippi in 2025?
For 2025 the FHA loan limit for a single family home in Hinds County Jackson is $498,257. This limit applies to most areas and may be higher for multi unit properties. Check with a local specialist for exact limits on your property type.
What credit score is needed for an FHA loan in Mississippi?
FHA loans require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Mississippi lenders may have additional overlay requirements so ask your specialist.
Are there Mississippi specific requirements for FHA loans?
Mississippi does not have state specific FHA laws but all loans must comply with federal FHA guidelines. Mississippi law requires a 30 day right of rescission for refinances and standard property flood insurance in designated flood zones. Your specialist will review these details during the process.