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Compare fha loan specialists in Flowood. Review contact information and insurance categorys before you decide.
9 agents listed
Updated May 2026
Flowood, MS
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Mississippi before hiring.
Showing 9 fha loan specialists in Flowood, MS
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Planet Home Lending, LLC - Flowood
115 Laurel Park Cove #207, Flowood, MS 39232
6018820767
Mississippi Mortgage
4343 Lakeland Dr, Flowood, MS 39232
6019870077
Leslie Key, NMLS #1441982
578 Lakeland E Dr # C, Flowood, MS 39232
6018628006
Nason Williams
115 Laurel Park Cove Suite 200, Flowood, MS 39232
6012033318
Assurance Financial
648 Lakeland E Dr B, Flowood, MS 39232
6012604631
The Home Lending Group
215 Katherine Dr, Flowood, MS 39232
8662603276
Team Acopia | Lower Mortgage
115 Laurel Park Cove Suite 206, Flowood, MS 39232
6019067509
Renasant Mortgage
3500 Lakeland Dr Ste 501, Flowood, MS 39232
8773675371
Diversified Mortgage Corporation
1698 Old Fannin Rd, Flowood, MS 39232
6019190066
FHA loan specialists in Flowood Mississippi help homebuyers secure loans insured by the Federal Housing Administration. These loans are popular in Mississippi due to lower down payment requirements and flexible credit guidelines. Flowood residents often work with specialists who understand local property values and Mississippi specific closing procedures.
What Does a FHA Loan Specialist in Flowood Cost?
Typical costs for an FHA loan specialist in Mississippi include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 percent to 0.85 percent. Closing costs in Flowood generally range from 2 to 5 percent of the purchase price. These costs vary based on the lender and loan specifics. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Flowood do?
An FHA loan specialist guides you through the FHA loan process from application to closing. They help you understand Mississippi specific requirements such as property condition standards and local appraisal rules. They also assist with documentation and lender communication.
What are the FHA loan limits for Flowood Mississippi?
FHA loan limits for Flowood follow the standard limits for Rankin County. As of 2024 the limit for a single family home is typically around $498,257 for high cost areas. These limits change annually and are set by the U.S. Department of Housing and Urban Development.
Are there Mississippi specific rules for FHA loans?
Yes Mississippi has specific laws regarding property taxes and insurance escrow accounts for FHA loans. The state also requires a licensed mortgage loan originator to handle the transaction. Mississippi law does not impose a state specific waiting period for FHA loan approval beyond federal guidelines.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Mississippi.