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Directory of fha loan specialists in Columbus, Mississippi. Verify credentials with the state mortgage licensing authority before hiring.
14 agents listed
Updated May 2026
Columbus, MS
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Mississippi before hiring.
Showing 14 fha loan specialists in Columbus, MS
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Check Into Cash
919 Alabama St, Columbus, MS 39702
6623277222
Mississippi Title Loans, Inc.
1915 Hwy 45 N, Columbus, MS 39701
6623277999
1st Franklin Financial
3189 Hwy 45 N Suite E, Columbus, MS 39705
6623282200
Tower Loan
1920 11 Hwy 45 N, Columbus, MS 39705
6622401352
Southern Housing of Columbus
6515 Hwy 45 N, Columbus, MS 39705
6623682466
Gum Tree Mortgage/Columbus
321 7th St N, Columbus, MS 39701
6626572530
LendNation
2024 Hwy 45 N, Columbus, MS 39705
6623283727
First Columbus Title Loans
1513 Hwy 45 N, Columbus, MS 39705
6623292277
JTS & Co. Mortgage Professional
4158 Hwy 45 N, Columbus, MS 39705
6623299090
BankFirst Mortgage
919 B College St, Columbus, MS 39701
6623282248
BankFirst Financial Services
919 College St, Columbus, MS 39701
6623282248
Kathy Brady
624 Main St, Columbus, MS 39701
6623297002
Trustmark Mortgage
624 Main St, Columbus, MS 39701
6623297002
Walter Mortgage Co
402 Wilkins-Wise Rd, Columbus, MS 39705
6623272108
FHA loan specialists in Columbus, Mississippi help borrowers secure government-backed mortgages with low down payments. Mississippi law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System. Local specialists understand the unique housing market in Lowndes County and can guide you through FHA property requirements.
What Does a FHA Loan Specialist in Columbus Cost?
Typical costs for an FHA loan in Mississippi include an upfront mortgage insurance premium of 1.75 percent of the loan amount, which can be rolled into the loan. Annual mortgage insurance premiums range from 0.45 to 1.05 percent of the loan balance. Closing costs in Columbus generally fall between 2 and 5 percent of the purchase price. Lender fees may vary. This information is for general educational purposes and is not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Columbus Mississippi?
For 2024, the FHA loan limit for a single-family home in Lowndes County is $498,257. This limit applies to most areas in Mississippi and may be higher for duplexes or triplexes. Your specialist can confirm the exact amount for your situation.
Do I need a specific down payment for an FHA loan in Mississippi?
FHA loans require a minimum down payment of 3.5 percent if your credit score is 580 or higher. If your score is between 500 and 579, you may need a 10 percent down payment. Mississippi does not have state-specific down payment assistance programs, but local lenders may offer options.
What property conditions are required for an FHA loan in Columbus?
FHA loans require an appraisal by an FHA-approved appraiser to ensure the property meets minimum standards. In Mississippi, this includes checking for termite damage, roof condition, and safe electrical systems. The home must be your primary residence.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Mississippi.