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Looking for a fha loan specialist in Ridgeland? Review the directory below to compare your options.
12 agents listed
Updated May 2026
Ridgeland, MS
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Mississippi before hiring.
Showing 12 fha loan specialists in Ridgeland, MS
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Ernie Turner
1076 Highland Colony Pkwy #150, Ridgeland, MS 39157
6019416276
Academy Mortgage
573 US-51 Suite C, Ridgeland, MS 39157
7692301827
Affordable Lending Group, LLC
589 Northpark Dr D, Ridgeland, MS 39157
6018990115
NOLA Lending Group - Brian Lott
196 Charmant Pl #4, Ridgeland, MS 39157
6012140555
Matt Wilson- Story Financial Partners- Senior Morgage Lending Specialist; NMLS 642317
1076 Highland Colony Pkwy, Ridgeland, MS 39157
6014100602
My Lender Pro
589 Northpark Dr D, Ridgeland, MS 39157
6012137722
Residential Mortgage Corporation
571 US-51, Ridgeland, MS 39157
6016059979
American Home Lending USA Llc
589 Northpark Dr, Ridgeland, MS 39157
6018990113
Liberty FCU Mortgage | Madison
875 Northpark Dr suite a bldg 1, Ridgeland, MS 39157
FHA loan specialists in Ridgeland Mississippi help borrowers secure government-backed mortgages with lower down payments and flexible credit requirements. These professionals guide clients through Mississippi-specific rules such as the state's property tax exemptions for disabled veterans and elderly homeowners. They also ensure compliance with FHA guidelines for homes in flood zones common to the Ridgeland area.
What Does a FHA Loan Specialist in Ridgeland Cost?
Typical costs for an FHA loan specialist in Mississippi include an origination fee of 1% of the loan amount and an upfront mortgage insurance premium of 1.75% of the base loan. Annual mortgage insurance premiums range from 0.45% to 1.05% depending on the loan term and down payment. Closing costs in Ridgeland generally total 3% to 5% of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Ridgeland Mississippi?
For 2024 the FHA loan limit for a single-family home in Madison County where Ridgeland is located is $498,257. This limit applies to standard FHA loans and may be higher for multi-unit properties.
Do I need a special license to be an FHA loan specialist in Mississippi?
Yes FHA loan specialists in Mississippi must hold a valid Mortgage Loan Originator license through the Nationwide Multistate Licensing System. They must also complete continuing education on Mississippi lending laws every year.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Mississippi.