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Browse fha loan specialists serving Ocean Springs, Mississippi. Contact information and addresses listed below.
11 agents listed
Updated May 2026
Ocean Springs, MS
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Mississippi before hiring.
Showing 11 fha loan specialists in Ocean Springs, MS
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage Solutions Financial Ocean Springs
2112 Bienville Blvd STE P, Ocean Springs, MS 39564
2283827846
LendNation
2318 Bienville Blvd, Ocean Springs, MS 39564
2288750559
Delmar Mortgage Ocean Springs
2112 Bienville Blvd STE G, Ocean Springs, MS 39564
2282151365
Landon McCarty, Fairway Independent Mortgage
2112 Bienville Blvd Suite H3, Ocean Springs, MS 39564
2282351370
Grace Russell
2130 Government St Unit B, Ocean Springs, MS 39564
3183120992
Magnolia Lending L.L.C.
2112 Bienville Blvd Ste H2, Ocean Springs, MS 39564
2288192090
Amy Brand Mortgage
1113 Ames Ave, Ocean Springs, MS 39564
2282001091
Fairway Independent mortgage Corp
1212 Bienville Blvd H2, Ocean Springs, MS 39564
2286695581
The Mortgage Connection
2112 Bienville Blvd K2, Ocean Springs, MS 39564
2288728350
fbtmortgage
6911 Washington Ave, Ocean Springs, MS 39564
2288721020
Home Mortgage Loan Finder
1419 Porter Ave, Ocean Springs, MS 39564
2283658690
An FHA loan specialist in Ocean Springs Mississippi can guide you through the process of obtaining a government-backed mortgage. These loans are popular for first-time homebuyers and those with lower credit scores. Mississippi law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System (NMLS).
What Does a FHA Loan Specialist in Ocean Springs Cost?
Typical costs for FHA loan services in Mississippi include an upfront mortgage insurance premium (UFMIP) of 1.75 percent of the loan amount and an annual MIP of 0.15 to 0.75 percent. Closing costs generally range from 3 to 6 percent of the purchase price. Lender fees may vary from 500 to 1,500 dollars. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Ocean Springs do?
An FHA loan specialist helps borrowers understand FHA loan requirements, gather documentation, and submit applications. They also explain Mississippi-specific rules like property flood insurance requirements for coastal areas.
What are the FHA loan limits for Ocean Springs Mississippi?
FHA loan limits vary by county. In Jackson County Mississippi the 2024 limit for a single-family home is typically around $498,257. A specialist can confirm the exact limit for your situation.
Do I need a special license to work with an FHA loan specialist in Mississippi?
Yes. All mortgage loan originators in Mississippi must hold a valid license from the Mississippi Department of Banking and Consumer Finance. You can verify a specialist license through the NMLS Consumer Access website.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Mississippi.