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Looking for a fha loan specialist in Hagerstown? Review the directory below to compare your options.
12 agents listed
Updated May 2026
Hagerstown, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Maryland before hiring.
Showing 12 fha loan specialists in Hagerstown, MD
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Aaron Matty | Branch Manager | Primary Residential Mortgage, Inc.
82 W Washington St Suite 308 - 3rd Floor, Hagerstown, MD 21740
4106632222
OneMain Financial
17612 Garland Groh Blvd, Hagerstown, MD 21740
3017904949
Trust Home Financial LLC
49 Summit Ave #101, Hagerstown, MD 21740
8883925321
Christina Ocharzak - First Home Mortgage
1825 Howell Rd #3, Hagerstown, MD 21740
3014914544
Truist
17601 Virginia Ave, Hagerstown, MD 21740
3017919404
First Home Mortgage - Hagerstown
1829 Howell Rd #1, Hagerstown, MD 21740
2404205300
Hagerstown Neighborhood Development: Hagerstown Home Store
21 E Franklin St, Hagerstown, MD 21740
3017970900
Joe DePasquale
82 W Washington St Suite 308 - 3rd Floor, Hagerstown, MD 21740
4102156577
Jim Gullace NMLS ID 532690- First Home Mortgage
1829 Howell Rd # 1, Hagerstown, MD 21740
2406750865
Cathy Ocharzak First Home Mortgage
1829 Howell Rd # 1, Hagerstown, MD 21740
3014911187
Citywide Home Loans - Hagerstown, MD
201 Prospect Ave Suite 156, Hagerstown, MD 21742
3019880794
Safe Home Arrival
20140 Scholar Dr, Hagerstown, MD 21742
3017200194
An FHA loan specialist in Hagerstown Maryland helps homebuyers navigate Federal Housing Administration insured loans. These loans require a minimum 3.5 percent down payment and a credit score of at least 580. Maryland law requires lenders to provide a Good Faith Estimate and a HUD-1 Settlement Statement for all FHA transactions.
What Does a FHA Loan Specialist in Hagerstown Cost?
Typical costs for an FHA loan specialist in Maryland include an origination fee of 1 percent of the loan amount and third party fees for appraisal credit report and title search. These fees total between 3,000 and 6,000 dollars on a 200,000 dollar loan. The upfront mortgage insurance premium of 1.75 percent is added to the loan balance. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Hagerstown Maryland?
For 2025 the FHA loan limit for a single family home in Washington County Maryland is typically up to 498,257 dollars. Higher limits may apply for multi unit properties. A specialist can confirm the exact limit for your property.
Do I need mortgage insurance for an FHA loan in Maryland?
Yes all FHA loans require an upfront mortgage insurance premium of 1.75 percent of the loan amount. You also pay an annual MIP that ranges from 0.55 to 0.85 percent depending on your loan term and down payment. This insurance protects the lender if you default.
How long does an FHA loan approval take in Hagerstown?
A typical FHA loan approval takes 30 to 45 days from application to closing. Maryland law requires a three day right of rescission period after signing the loan documents. Delays can occur if the property needs repairs or if the appraisal finds issues.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Maryland.