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Find FHA Loan Specialists Near You in Columbia, MD
Looking for a fha loan specialist in Columbia? Review the directory below to compare your options.
20 agents listed
Updated May 2026
Columbia, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Maryland before hiring.
Showing 20 fha loan specialists in Columbia, MD
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mutual of Omaha Mortgage
8820 Columbia 100 Pkwy #201, Columbia, MD 21045
8008460143
Meridian Bank Mortgage
8894 Stanford Blvd STE 203, Columbia, MD 21045
4107799512
Allen Tayman with Prosperity Home Mortgage, LLC
9841 Broken Land Pkwy #212, Columbia, MD 21046
8772751762
Embrace Home Loans - Columbia, MD
6100 Merriweather Dr #220, Columbia, MD 21044
4432830807
Mortgage Affiliates Inc.
5550 Sterrett Pl #305, Columbia, MD 21044
4109848924
Planet Home Lending, LLC
11000 Broken Land Pkwy STE 200, Columbia, MD 21044
8889669044
Michael Basch - Loan Officer (NMLS 1721748) [Mortgage Lender]
11000 Broken Land Pkwy Suite 105, Columbia, MD 21044
4438785096
Lennar Mortgage, LLC Maryland
7035 Albert Einstein Dr Suite 200-B, Columbia, MD 21046
4104230468
Alex Barresi at Rate (NMLS #483886)
10320 Little Patuxent Pkwy #1140, Columbia, MD 21044
2023307503
Kraig Spence - Churchill Mortgage, NMLS 5675
5950 Symphony Woods Rd #408, Columbia, MD 21044
4438120883
Pat Gannon at Rate (NMLS #181267)
10320 Little Patuxent Pkwy #1140, Columbia, MD 21044
4433361248
Jason Slaughter "The Mortgage Dude" Loan Officer
8825 Stanford Blvd Suite 310, Columbia, MD 21045
4105308876
David Hudson, SWBC Mortgage
7021 Columbia Gateway Dr STE 410, Columbia, MD 21046
4435749484
Jessie Huang-Meridian Bank Mortgage Loan Officer
8894 Stanford Blvd STE 203, Columbia, MD 21045
9173855330
Melissa Maynard
6100 Merriweather Dr #220, Columbia, MD 21044
6195493750
Sherry Cash at Rate (NMLS #217409)
10320 Little Patuxent Pkwy #1140, Columbia, MD 21044
4433334355
DeLani Estrill at Meridian Bank
8894 Stanford Blvd STE 203, Columbia, MD 21045
3015231196
Chris Sittig Team - First Home Mortgage
11000 Broken Land Pkwy Suite 105, Columbia, MD 21044
4434148612
Marty Scovitch, Loan Officer, NMLS# 144260
6100 Merriweather Dr #220, Columbia, MD 21044
3016416000
Guild Mortgage - Scott Berngartt
10490 Little Patuxent Pkwy Suite 600 Offices 104,105,106, Columbia, MD 21044
4437426472
What Does a FHA Loan Specialist in Columbia Cost?
Typical costs for an FHA loan specialist in Maryland include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 to 0.85 percent. Lender fees and processing costs range from 500 to 1,500 dollars. Closing costs in Howard County average 3 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the FHA loan limit for Columbia Maryland in 2025?
For 2025, the FHA loan limit for a single family home in Howard County is $1,149,825. This limit is higher than the standard national limit because of the areas higher median home prices. A local specialist can confirm the current limit for your specific property type.
What credit score is needed for an FHA loan in Maryland?
The minimum credit score for an FHA loan is typically 580 with a 3.5 percent down payment. If your score is between 500 and 579, you may still qualify but must put down at least 10 percent. Maryland lenders may have their own overlays that require a higher score.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Maryland.