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Looking for a fha loan specialist in Annapolis? Review the directory below to compare your options.
20 agents listed
Updated May 2026
Annapolis, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Maryland before hiring.
Showing 20 fha loan specialists in Annapolis, MD
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Bay Capital Mortgage Corporation
2553 Housley Rd, Annapolis, MD 21401
4109746044
A.J. Campitelli with FitzGerald Financial Group
180 Admiral Cochrane Dr Suite 500, Annapolis, MD 21401
4103530536
South River Mortgage
1750 Forest Dr Suite 195, Annapolis, MD 21401
8442306679
Channel Marker Mortgage
1730 West St Suite 205, Annapolis, MD 21401
4106301165
Jason Nader - First Home Mortgage | NMLS ID 313085
900 Bestgate Rd | Suite 310, Annapolis, MD 21401
2408824830
Harry Manley - First Home Mortgage
900 Bestgate Rd Suite 310, Annapolis, MD 21401
2404869654
Matt Nader - First Home Mortgage
900 Bestgate Rd Suite 310, Annapolis, MD 21401
2408828006
Embrace Home Loans - Annapolis, MD
1997 Annapolis Exchange #500, Annapolis, MD 21401
4433214500
Ann Fisher Loan Officer at FitzGerald Financial Group
180 Admiral Cochrane Dr Suite 500, Annapolis, MD 21401
4109609295
Brad Hewick with FitzGerald Financial Group
180 Admiral Cochrane Dr, Annapolis, MD 21401
3018210879
First Home Mortgage - Annapolis
|, 900 Bestgate Rd Suite 310, Annapolis, MD 21401
4105712020
Lamborne Lending, Powered by NEO Home Loans
900 Bestgate Rd Suite 202, Annapolis, MD 21401
4107039690
Downs Mortgage Group
115 West St Suite 200, Annapolis, MD 21401
2028992603
Fidelity First Mortgage
707 Bestgate Rd, Annapolis, MD 21401
8662662544
Brian Masterson - Bay Capital Mortgage
2553 Housley Rd #200, Annapolis, MD 21401
4103360806
Chris Edge - First Home Mortgage - NMLS 1017539
900 Bestgate Rd Suite 310, Annapolis, MD 21401
4107081075
Nicole Fiscella - Prosperity Home Mortgage
635 N Bestgate Rd #100, Annapolis, MD 21401
4437458972
Lisa O'Hagan with FitzGerald Financial Group
180 Admiral Cochrane Dr Suite 500, Annapolis, MD 21401
4437160571
NFM Lending - Matthew Palmer
111 Forbes St Suite 200, Annapolis, MD 21401
2023029692
Rob Tobin - First Home Mortgage Corporation
900 Bestgate Rd Suite 310, Annapolis, MD 21401
4104401301
An FHA loan specialist in Annapolis, Maryland can help you navigate the Federal Housing Administration loan process. Maryland law requires lenders to provide clear disclosures on FHA loans, including mortgage insurance premiums. Annapolis homebuyers often use FHA loans for their lower down payment requirements and flexible credit guidelines.
What Does a FHA Loan Specialist in Annapolis Cost?
Typical costs for an FHA loan in Maryland include an upfront mortgage insurance premium of 1.75% of the loan amount and an annual premium of 0.55% to 0.85%. Closing costs in Annapolis often range from 3% to 5% of the purchase price. Lender fees vary, so compare quotes. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Annapolis do?
An FHA loan specialist guides you through the FHA loan application, from pre-approval to closing. They help with required documentation, property eligibility, and meeting Maryland specific appraisal standards.
What are the FHA loan limits for Annapolis Maryland in 2025?
For 2025, the FHA loan limit for a single family home in Anne Arundel County is $524,225. Higher limits may apply for multi unit properties. Check with a specialist for current limits.
Do I need a special license to offer FHA loans in Maryland?
Yes, loan officers in Maryland must hold a state mortgage loan originator license through the NMLS. FHA specialists also need FHA approval from HUD to originate insured loans.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Maryland.