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Looking for a fha loan specialist in Dunkirk? Review the directory below to compare your options.
19 agents listed
Updated May 2026
Dunkirk, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Maryland before hiring.
Showing 19 fha loan specialists in Dunkirk, MD
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Jeffrey Halbert - First Home Mortgage
3240 Ferry Landing Rd Suite 201, Dunkirk, MD 20754
3013275803
Corey Smith at First Heritage Mortgage
3240 Ferry Landing Rd Suite 2, Dunkirk, MD 20754
4436248490
Tim Sisson (NMLS #978794) - First Home Mortgage
3240 Ferry Landing Rd Suite 201, Dunkirk, MD 20754
3140 W Ward Rd Suite 101 And Suite 102, Dunkirk, MD 20754
4437381705
FHA loan specialists in Dunkirk, Maryland help homebuyers navigate Federal Housing Administration loans, which are popular for their lower down payment requirements. In Maryland, FHA loans are subject to state-specific property transfer taxes and recording fees that vary by county. Dunkirk residents often work with specialists to understand local appraisal rules and Maryland mortgage insurance requirements.
What Does a FHA Loan Specialist in Dunkirk Cost?
Typical costs for an FHA loan in Maryland include an upfront mortgage insurance premium of 1.75% of the loan amount and an annual premium of 0.55% to 0.85%. Closing costs in Calvert County range from 2% to 5% of the purchase price, including title insurance, appraisal fees (usually $500 to $700), and recording fees. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Dunkirk do?
An FHA loan specialist guides you through the FHA loan process, including pre-approval, documentation, and closing. In Maryland, they help ensure the property meets FHA minimum property standards and complies with state disclosure laws.
What are the FHA loan limits for Dunkirk Maryland?
For 2025, the FHA loan limit for a single-family home in Calvert County Maryland is $498,257. This limit applies to most areas and is set by the Department of Housing and Urban Development.
How long does an FHA loan close in Maryland?
FHA loans in Maryland typically close in 30 to 45 days. Delays can occur if the property requires repairs to meet FHA standards or if appraisal issues arise, which is common in older homes in Dunkirk.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Maryland.