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Compare FHA Loan Specialists in Clarksburg, MD

Directory of fha loan specialists in Clarksburg, Maryland. Verify credentials with the state mortgage licensing authority before hiring.

2 agents listed
Updated May 2026
Clarksburg, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Maryland before hiring.
Showing 2 fha loan specialists in Clarksburg, MD Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Salle Mickey, Loan Officer at MortgageRight
1896 Urbana Pike #5a, Clarksburg, MD 20871
3048209492
MortgageRight
1896 Urbana Pike #5a, Clarksburg, MD 20871
3014775000

An FHA loan specialist in Clarksburg, Maryland helps homebuyers navigate FHA-insured mortgages, which require lower down payments and credit scores than conventional loans. Maryland law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System. Clarksburg residents benefit from specialists familiar with local property values and Montgomery County housing market conditions.

What Does a FHA Loan Specialist in Clarksburg Cost?

Typical costs for an FHA loan in Maryland include an upfront mortgage insurance premium (UFMIP) of 1.75% of the loan amount, and an annual mortgage insurance premium (MIP) ranging from 0.45% to 1.05% of the loan balance. Closing costs in Clarksburg generally range from 2% to 5% of the purchase price, including lender fees, appraisal fees, and title insurance. These costs vary by lender, loan amount, and borrower qualifications. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is an FHA loan specialist in Clarksburg?
An FHA loan specialist is a licensed mortgage professional who guides borrowers through the FHA loan process, including pre-approval, documentation, and closing. In Maryland, these specialists must hold a valid mortgage loan originator license from the Maryland Department of Labor.
What are the FHA loan limits for Clarksburg Maryland?
For 2025, the FHA loan limit for a single-family home in Montgomery County, including Clarksburg, is $1,149,825 for high-cost areas. This limit is set annually by the Federal Housing Administration and may change based on local median home prices.
What credit score is needed for an FHA loan in Maryland?
FHA loans typically require a minimum credit score of 580 for a 3.5% down payment. Borrowers with scores between 500 and 579 may qualify with a 10% down payment. Maryland law does not impose additional credit score requirements beyond federal FHA guidelines.