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Compare fha loan specialists in Baltimore. Review contact information and insurance categorys before you decide.
18 agents listed
Updated May 2026
Baltimore, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Maryland before hiring.
Showing 18 fha loan specialists in Baltimore, MD
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Federal Hill Mortgage
1240 Key Hwy, Baltimore, MD 21230
8005519198
Mariner Finance
6634 Security Blvd, Baltimore, MD 21207
4102651401
First Home Mortgage - Canton
2700 Lighthouse Point E #340, Baltimore, MD 21224
4438735500
Andrew Wagner - Churchill Mortgage, NMLS 1638034
3500 Boston St # 430, Baltimore, MD 21224
4437172070
Taylor Paff - Preferred Home Loans
514 Oldham St, Baltimore, MD 21224
4439318808
Sharon Clatterbuck Loan Officer with HomeSale Mortgage
1425 Clarkview Rd, Baltimore, MD 21209
4103719532
The Pamela Vroman Team of Direct Mortgage Loans
2936 O'Donnell St, Baltimore, MD 21224
4108789744
Justin McManus - CrossCountry Mortgage
2913 O'Donnell St #230, Baltimore, MD 21224
3015023798
Secured Funding Corporation
3500 Boston St #234, Baltimore, MD 21224
4438850060
Jeff Gunther
3 E Henrietta St, Baltimore, MD 21230
4103409787
Jack Hinder- First Home Mortgage (NMLS 1744172)
2700 Lighthouse Point E #340, Baltimore, MD 21224
4437525779
Chad Piunti | Loan Officer/Sales Manager | Primary Residential Mortgage, Inc.
3 E Henrietta St, Baltimore, MD 21230
4104874159
Annapolis First Mortgage LLC
1605 Race St, Baltimore, MD 21230
2407441717
Best Loan Choice
1529 Light St, Baltimore, MD 21230
8009315510
First Home Mortgage Corporation
6211 Greenleigh Ave Suite 300, Baltimore, MD 21220
8779333100
Darryl Jefferson Loan Officer at SWBC Mortgage | NMLS ID 2601235
2700 Lighthouse Point E #340, Baltimore, MD 21224
2282335077
FHA 203K HUD CONSULTANT
3218 Eastern Ave, Baltimore, MD 21224
4105918300
Chris Loughlin - First Home Mortgage
6211 Greenleigh Ave Suite 300, Baltimore, MD 21220
4437258930
An FHA loan specialist in Baltimore Maryland can guide you through the process of obtaining a Federal Housing Administration insured mortgage. These loans are popular for first time buyers and those with lower credit scores. Maryland offers additional programs like the Maryland Mortgage Program which can be combined with FHA loans for down payment assistance.
What Does a FHA Loan Specialist in Baltimore Cost?
Typical costs for an FHA loan in Maryland include an upfront mortgage insurance premium (UFMIP) of 1.75 percent of the loan amount and an annual MIP of 0.55 to 0.85 percent depending on loan term and down payment. Closing costs in Baltimore usually range from 2 to 5 percent of the purchase price. Lender fees and third party costs vary. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the credit score requirements for an FHA loan in Baltimore?
The standard FHA loan requires a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Each lender in Baltimore may set their own requirements above these minimums.
Are there specific FHA loan limits for Baltimore City in 2024?
Yes, FHA loan limits vary by county. For Baltimore City in 2024, the standard FHA loan limit for a single family home is $498,257. High cost area limits may apply for certain neighborhoods. A local specialist can confirm current limits for your property.
Can I use an FHA loan to buy a condo in Baltimore?
Yes, but the condo complex must be on the FHA approved condo list. Many older buildings in Baltimore may not be approved. Your specialist can help verify if a specific condo qualifies before you make an offer.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Maryland.