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Directory of fha loan specialists in Frederick, Maryland. Verify credentials with the state mortgage licensing authority before hiring.
20 agents listed
Updated May 2026
Frederick, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Maryland before hiring.
Showing 20 fha loan specialists in Frederick, MD
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
The Amy Wolff Team of Direct Mortgage Loans
7470 New Technology Way suite o, Frederick, MD 21703
4435415545
Presidential Bank Mortgage
50 Citizen's Way Suite 401, Frederick, MD 21701
3016941500
Fitzgerald Financial Group
5300 Westview Dr Suite 307, Frederick, MD 21703
3017882982
Atlantic Coast Mortgage - Frederick, MD Branch
129 W Patrick St #8, Frederick, MD 21701
2403554843
The Mortgage Fox of NFM Lending NMLS #179208
241 E 4th St #104, Frederick, MD 21701
2406743665
Darren Ferlisi - Integrity Home Mortgage Corporation
Bryan Christopher Moran | Fairway Independent Mortgage Corporation SVP Area Manager
6 N East St Suite 201, Frederick, MD 21701
7032037394
Maryellen Little | Fairway Independent Mortgage Corporation Loan Officer
6 N East St Suite 201, Frederick, MD 21701
3014372741
FHA loan specialists in Frederick, Maryland help borrowers qualify for mortgages insured by the Federal Housing Administration. These loans often require a lower down payment and have flexible credit requirements. In Maryland, FHA loans are popular for first-time homebuyers in the Frederick area due to local housing market conditions.
What Does a FHA Loan Specialist in Frederick Cost?
Typical costs for an FHA loan in Maryland include an upfront mortgage insurance premium (UFMIP) of 1.75% of the loan amount and an annual MIP of 0.55% to 0.85%. Closing costs in Frederick usually range from 2% to 5% of the purchase price. These costs vary by lender, loan amount, and borrower credit profile. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is an FHA loan specialist in Frederick?
An FHA loan specialist is a mortgage professional who guides borrowers through the FHA loan process. They help with credit requirements, down payment options, and property eligibility in Frederick County.
What are the FHA loan limits for Frederick Maryland?
For 2024, the FHA loan limit for a single-family home in Frederick County is $498,257. This limit is set by HUD and may change annually based on local median home prices.
Do I need a specific license to offer FHA loans in Maryland?
Yes. In Maryland, all mortgage loan originators must hold a state license through the NMLS. They must also complete continuing education on federal and state lending laws each year.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Maryland.