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Browse fha loan specialists serving Wailuku, Hawaii. Contact information and addresses listed below.
11 agents listed
Updated May 2026
Wailuku, HI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Hawaii before hiring.
Showing 11 fha loan specialists in Wailuku, HI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Sapphire Mortgage
14 Mo'olu St, Wailuku, HI 96793
8082428110
Maui County Federal Credit Union
224 Kehalani Village Dr, Wailuku, HI 96793
8082447968
Miki Beltran - SecurityNational Mortgage Company Loan Officer
1955 Main St #301, Wailuku, HI 96793
8082645213
Ime Fernandez - SecurityNational Mortgage Company Loan Officer
1955 Main St #301, Wailuku, HI 96793
8086336524
Henedina Jessop
1885 Main St Ste 108, Wailuku, HI 96793
8089378133
Kara Beltran - SecurityNational Mortgage Company Loan Officer
1955 Main St #301, Wailuku, HI 96793
8082831640
Faith Armanini
1885 Main St Unit 303, Wailuku, HI 96793
8082768802
Tara Shupack - SecurityNational Mortgage Company Loan Officer
1955 Main St #301, Wailuku, HI 96793
8083448177
SecurityNational Mortgage Company
1955 Main St #301, Wailuku, HI 96793
8448208699
Mortgage Choices
270 Hookahi St, Wailuku, HI 96793
8082445518
Hale Mahaolu Homeownership/Housing Counseling Program
95 Mahalani St Suite #28-2A, Wailuku, HI 96793
8082427027
An FHA loan specialist in Wailuku helps home buyers navigate government backed mortgages with lower down payments. Hawaii has unique property insurance requirements and high median home prices that can affect FHA loan limits. Local specialists understand Maui County appraisal rules and Hawaii condominium project approval processes.
What Does a FHA Loan Specialist in Wailuku Cost?
Typical costs for an FHA loan specialist in Hawaii include an origination fee of 1 percent of the loan amount and an upfront mortgage insurance premium of 1.75 percent. Annual mortgage insurance premiums range from 0.45 to 1.05 percent of the loan balance. Closing costs in Wailuku average 3 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are FHA loan limits for Wailuku Hawaii in 2025?
For 2025 the FHA loan limit for Maui County is one unit at $1,149,825 and two units at $1,472,250. These high limits reflect the high cost of housing in Hawaii. A specialist can confirm the exact limit for your property type.
Do I need a special inspection for an FHA loan in Hawaii?
Yes FHA requires a property appraisal and a termite inspection in Hawaii due to the tropical climate. The appraiser checks for safety and structural issues. The termite inspection is mandatory for most Hawaii properties.
How long does an FHA loan take to close in Wailuku?
A typical FHA loan in Hawaii closes in 30 to 45 days. Delays can occur if the property is in a condo complex that is not FHA approved. A specialist can help verify approval status before you make an offer.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Hawaii.