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Compare fha loan specialists in Lihue. Review contact information and insurance categorys before you decide.
16 agents listed
Updated May 2026
Lihue, HI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Hawaii before hiring.
Showing 16 fha loan specialists in Lihue, HI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Island Pacific Mortgage
3016 Umi St Ste 201, Lihue, HI 96766
8082462500
SecurityNational Mortgage Company
4370 Kukui Grove St Ste 201, Lihue, HI 96766
8088238050
Anthony Valentino at Rate (NMLS #1226235)
4210 Hanahao Pl Ste 208, Lihue, HI 96766
8087202327
Aloha Island Mortgage
4463 Pahee St # 208, Lihue, HI 96766
8082462660
Malama Kealoha - SecurityNational Mortgage Company Loan Officer
4370 Kukui Grove St Ste 201, Lihue, HI 96766
8088238050
Phillip Hegmann - SecurityNational Mortgage Company Loan Officer
4370 Kukui Grove St Suite 201, Lihue, HI 96766
8087555128
Debbie Marx - SecurityNational Mortgage Company Loan Officer
4370 Kukui Grove St Ste 201, Lihue, HI 96766
8082212171
American Savings Bank
4454 Nuhou St, Lihue, HI 96766
8002722566
OneMain Financial
4370 Kukui Grove St #104, Lihue, HI 96766
8082455611
Kaua‘i Federal Credit Union
2976 Ewalu St, Lihue, HI 96766
8082452463
First Hawaiian Bank Lihue Branch
4454 Nuhou St Suite 1000, Lihue, HI 96766
8082454024
Finance Factors
4393 Kukui Grove St # 101, Lihue, HI 96766
8082453305
Lisa Ledesma
4365 Kukui Grove St, Lihue, HI 96766
8086342628
Kauai Teachers Federal Credit Union
2969 Umi St, Lihue, HI 96766
8082453753
CMG Home Loans
4365 Kukui Grove St STE 101, Lihue, HI 96766
8082262135
Evergreen Home Loans
4370 Kukui Grove St # 210, Lihue, HI 96766
8082414398
An FHA loan specialist in Lihue helps buyers secure government-backed mortgages with lower down payments and flexible credit requirements. Hawaii specific factors include high property values and unique condominium approval rules for FHA loans. Local specialists understand Kauai market conditions and can guide you through the FHA loan process.
What Does a FHA Loan Specialist in Lihue Cost?
FHA loan specialist fees in Hawaii typically range from 1% to 2% of the loan amount. Upfront mortgage insurance premium is 1.75% of the loan. Annual mortgage insurance premiums vary from 0.45% to 1.05% depending on loan term and down payment. Closing costs in Lihue average 3% to 5% of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Lihue Hawaii?
FHA loan limits for Kauai County in 2025 are higher than standard limits due to high cost area designation. For a single family home the limit is approximately $1,149,825. Check with a specialist for current exact figures.
Do I need a special inspection for an FHA loan in Hawaii?
Yes, FHA requires a property appraisal and inspection by an FHA approved appraiser. Hawaii specific concerns include termite damage and foundation issues from volcanic soil. The appraiser will check for safety and livability.
How long does an FHA loan take to close in Lihue?
Typical FHA loan closing in Hawaii takes 30 to 45 days. Delays can occur due to appraisal availability on Kauai or condominium certification issues. Your specialist will provide a timeline estimate based on your situation.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Hawaii.