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Find FHA Loan Specialists in Aiea, HI

Browse fha loan specialists serving Aiea, Hawaii. Contact information and addresses listed below.

7 agents listed
Updated May 2026
Aiea, HI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Hawaii before hiring.
Showing 7 fha loan specialists in Aiea, HI Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Pacific Rim Mortgage
98-025 Hekaha St #224a, Aiea, HI 96701
8084885510
PrimeLending, A PlainsCapital Company - Oahu
98-211 Pali Momi St #608, Aiea, HI 96701
8085891232
Sharon Rasos, Mortgage Lender
99-209 Moanalua Rd #313, Aiea, HI 96701
8082162362
Nonato Icarangal
98-211 Pali Momi St Room 100A, Aiea, HI 96701
8084570607
Shawn Tsutsumi
98-211 Pali Momi St Room 100A, Aiea, HI 96701
8087835736
Mortgage Loans HI
98-023 Hekaha St Bldg. 1, Unit #2E1, Aiea, HI 96701
3142802841
CMG Home Loans
98-211 Pali Momi St Room 100A, Aiea, HI 96701
8088922595

An FHA loan specialist in Aiea, Hawaii helps homebuyers navigate FHA-insured mortgages, which are popular on Oahu due to lower down payment requirements. Hawaii law requires lenders to provide specific disclosures, including the Mortgage Loan Disclosure Statement under Hawaii Revised Statutes Chapter 454F. Specialists can guide you through local property appraisal rules and Hawaii-specific flood zone requirements.

What Does a FHA Loan Specialist in Aiea Cost?

Typical costs for an FHA loan specialist in Hawaii include an origination fee of 1% to 1.75% of the loan amount, plus an upfront mortgage insurance premium (UFMIP) of 1.75% of the loan. Annual mortgage insurance premiums range from 0.45% to 1.05% of the loan balance. Third-party costs like appraisal (around $500 to $700) and title search (around $800 to $1,200) also apply. These costs vary by lender and property. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an FHA loan specialist in Aiea do?
An FHA loan specialist helps you apply for a Federal Housing Administration loan. They review your credit, income, and property eligibility. They also ensure compliance with Hawaii lending laws and FHA guidelines.
What are the FHA loan limits for Aiea Hawaii?
For 2025, FHA loan limits in Honolulu County, which includes Aiea, are higher than standard limits due to high housing costs. The floor limit is $498,257, and the ceiling limit is $1,149,825 for single-family homes. Check with a specialist for current limits.