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Looking for a fha loan specialist in Kailua? Review the directory below to compare your options.
12 agents listed
Updated May 2026
Kailua, HI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Hawaii before hiring.
Showing 12 fha loan specialists in Kailua, HI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Guild Mortgage - Ron Durant
970 N Kalaheo Ave Suite A304, Kailua, HI 96734
8087534622
Guild Mortgage Company
970 N Kalaheo Ave Suite A304, Kailua, HI 96734
8082634622
Guild Mortgage - Cathy Allen
970 N Kalaheo Ave Suite A304, Kailua, HI 96734
8082283322
Guild Mortgage - Gavin Brayce
970 N Kalaheo Ave Suite A304, Kailua, HI 96734
8082638746
Hawaii VA Loans
111 Hekili St #102, Kailua, HI 96734
8088245272
Guild Mortgage - Cindy Pagan
970 N Kalaheo Ave Suite A304, Kailua, HI 96734
8082638747
Mortgage Associates of Hawaii
970 N Kalaheo Ave c313, Kailua, HI 96734
8082375500
Carolyn Lewis Team - Certified Mortgage Planners
93 N Kainalu Dr Atrium A, Kailua, HI 96734
8083798507
Mahi Loans
970 N Kalaheo Ave, Kailua, HI 96734
8082375500
HG Mortgage
354 Uluniu St #402, Kailua, HI 96734
8082617703
Guild Mortgage - Jessica Takayesu
970 N Kalaheo Ave Suite A304, Kailua, HI 96734
8082773693
Imperial Mortgage LLC
1005 Keolu Dr, Kailua, HI 96734
8082636363
An FHA loan specialist in Kailua Hawaii can help you navigate the Federal Housing Administration loan process. Hawaii has unique property laws and high median home prices that affect FHA loan limits. Specialists understand local appraisal rules and can guide you through Hawaii specific requirements.
What Does a FHA Loan Specialist in Kailua Cost?
Typical costs for an FHA loan specialist in Hawaii include an origination fee of 1 to 2 percent of the loan amount and an upfront mortgage insurance premium of 1.75 percent. Annual mortgage insurance premiums range from 0.45 to 1.05 percent. Additional costs include appraisal fees of 500 to 800 dollars and title fees of 1,500 to 3,000 dollars. Costs vary by situation. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Kailua do?
An FHA loan specialist helps you apply for an FHA insured mortgage. They review your finances, explain FHA requirements, and assist with documentation. In Kailua they also consider local property values and Hawaii specific loan limits.
What are FHA loan limits for Kailua Hawaii?
FHA loan limits for Kailua are based on Honolulu County limits. For 2025 the standard limit is $1,209,750 for a single family home. High cost area limits may apply due to Kailua property values.
Are there Hawaii specific rules for FHA loans?
Yes Hawaii has unique requirements for condominium approvals and leasehold properties. FHA loans in Hawaii also require a valid home inspection and compliance with local building codes. Specialists must follow Hawaii Revised Statutes for mortgage transactions.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Hawaii.