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Find FHA Loan Specialists Near You in Mililani, HI
Compare fha loan specialists in Mililani. Review contact information and insurance categorys before you decide.
3 agents listed
Updated May 2026
Mililani, HI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Hawaii before hiring.
Showing 3 fha loan specialists in Mililani, HI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Veterans Mortgage of America - Hawaii
95-1023 Wekiu St, Mililani, HI 96789
8083069117
HI Velocity Mortgage
94-498 Alapoai St, Mililani, HI 96789
8087271055
OneMain Financial
95-1249 Meheula Pkwy Ste 124, Mililani, HI 96789
8086250422
An FHA loan specialist in Mililani Hawaii can help you navigate the process of obtaining a Federal Housing Administration insured mortgage. Hawaii has unique property laws and higher median home prices, which can affect loan limits and eligibility. Working with a local specialist ensures you understand Hawaii specific requirements such as condominium project approvals and island specific appraisal guidelines.
What Does a FHA Loan Specialist in Mililani Cost?
Typical costs for an FHA loan specialist in Hawaii include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual mortgage insurance premium of 0.55 to 0.85 percent. Closing costs in Hawaii range from 2 to 5 percent of the loan value. Specialist fees may be included in the loan origination fee which is typically 1 percent. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Mililani Hawaii?
FHA loan limits in Honolulu County including Mililani are higher than the standard limit due to high cost area designation. For 2024 the limit for a single family home is $1,149,825. This amount is set by the Department of Housing and Urban Development and may change annually.
Do I need a special inspection for an FHA loan in Hawaii?
Yes FHA loans require a property appraisal and inspection that meets HUD guidelines. In Hawaii additional inspections may be needed for termites or foundation issues common in the islands. The appraiser must be FHA approved and familiar with local conditions.
Can I use an FHA loan for a condominium in Mililani?
Yes but the condominium project must be on the FHA approved condominium list. Many Mililani condos are eligible. Your specialist can check the HUD database to confirm the project is approved before you apply.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Hawaii.