Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Hawaii before hiring.
Showing 13 fha loan specialists in Kihei, HI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Dan Bardenhagen - Northpointe Home Loans
115 E Lipoa St #201, Kihei, HI 96753
(808) 280-6168
northpointe.com
Creative Financial
320 Ohukai Rd STE 413, Kihei, HI 96753
(808) 891-9292
creativefinancialhawaii.com
Hawaii Mortgage Broker - David Browne
1819 S Kihei Rd Ste. D110, Kihei, HI 96753
(808) 344-3414
hawaiihomeloan.net
American Financial Network, Inc.
161 Wailea Ike Pl #105, Kihei, HI 96753
(808) 791-1007
afn-corp.com
Skyridge Lending Hawaii
1280 S Kihei Rd Suite 302, Kihei, HI 96753
(808) 500-6655
skyridgelending.com
What Does a FHA Loan Specialist in Kihei Cost?
Typical costs for FHA loan specialist services in Hawaii include an origination fee of 1% to 1.5% of the loan amount and an upfront mortgage insurance premium of 1.75% of the base loan amount. Annual mortgage insurance premiums range from 0.55% to 0.85% depending on loan term and down payment. Appraisal fees in Kihei usually run $500 to $800. These figures are estimates only. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is an FHA loan specialist in Kihei?
An FHA loan specialist is a mortgage professional who helps borrowers qualify for FHA-insured loans. In Kihei, they understand local property types and Hawaii-specific rules like leasehold land issues. They assist with credit requirements and down payment options.
What are the FHA loan limits for Maui County?
For 2024, the FHA loan limit for a single-family home in Maui County is $1,149,825. This high limit reflects the area median home prices. Limits are updated annually by the Department of Housing and Urban Development.
Do FHA loans require a special inspection in Hawaii?
FHA loans require a property appraisal by an FHA-approved appraiser. In Hawaii, appraisers check for termite damage, foundation issues, and compliance with local building codes. Lava zone properties may have additional requirements.