ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Looking for a fha loan specialist in Westminster? Review the directory below to compare your options.
18 agents listed
Updated June 2026
Westminster, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of California before hiring.
Showing 18 fha loan specialists in Westminster, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
FHA loan specialists in Westminster California assist homebuyers with government backed mortgages insured by the Federal Housing Administration. These loans often require lower down payments and more flexible credit guidelines than conventional loans. California law requires FHA loan specialists to be licensed by the Department of Financial Protection and Innovation and follow state specific disclosure rules.
What Does a FHA Loan Specialist in Westminster Cost?
Typical costs for an FHA loan specialist in California include an origination fee of up to 1 percent of the loan amount and third party fees for appraisal credit report and title services. Total closing costs often range from 3 to 5 percent of the home price. For a $500,000 home closing costs might be between $15,000 and $25,000. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are FHA loan limits for Westminster California?
FHA loan limits for Westminster in Orange County are set by the Department of Housing and Urban Development. For 2025 the single family home limit is $1,149,825 for high cost areas. Limits change annually based on median home prices.
Do FHA loans require mortgage insurance in California?
Yes FHA loans require both an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium paid monthly. The annual rate depends on the loan term and down payment size. California law does not change these federal requirements.
What credit score is needed for an FHA loan in Westminster?
FHA loans generally require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. California lenders may apply their own overlays requiring higher scores.
Get matched with agents in Westminster who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a law firm, mortgage referral service, or legal advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state state mortgage licensing authority association before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the State Mortgage Licensing Authority of California.