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Compare fha loan specialists in Arroyo Grande. Review contact information and insurance categorys before you decide.
12 agents listed
Updated May 2026
Arroyo Grande, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 12 fha loan specialists in Arroyo Grande, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mariner Mortgage: Michael Hahlbeck, Mortgage Broker NMLS #323143
701 E Grand Ave, Arroyo Grande, CA 93420
8055504287
EquityReach Mortgage Solutions
1303 E Grand Ave #111, Arroyo Grande, CA 93420
8052022100
Sure Mortgage Solutions
124 S Halcyon Rd # B, Arroyo Grande, CA 93420
8054891257
Taylor Nevitt Pacific Coast Mortgage Group Inc.
136 Bridge St Suite B, Arroyo Grande, CA 93420
8052608177
Pacific Coast Mortgage Group Inc.
136 Bridge St Suite B, Arroyo Grande, CA 93420
8054783540
Mortgage, Bank of America
200 W Branch St, Arroyo Grande, CA 93420
8053167275
Chase Home Lending
1242 E Grand Ave, Arroyo Grande, CA 93420
9795741558
Mariner Mortgage
701 E Grand Ave, Arroyo Grande, CA 93420
8054896802
O'C Home Loans
1248 E Grand Ave Suite E, Arroyo Grande, CA 93420
8054591547
US Bank Mortgage
1230 E Grand Ave Arroyo, Arroyo Grande, CA 93420
8008722657
Suellen Iness, Abbey Home Loans - Abbey Home Loans
1248 E Grand Ave, Arroyo Grande, CA 93420
8054815575
Envoy Mortgage - Arroyo Grande, CA
1174 E Grand Ave, Arroyo Grande, CA 93420
8059441733
An FHA loan specialist in Arroyo Grande helps homebuyers and homeowners secure loans insured by the Federal Housing Administration. These loans are popular in California due to lower down payment requirements and flexible credit guidelines. Arroyo Grande residents benefit from local specialists who understand California specific rules, such as the states cap on FHA loan limits for 2024 which is set at $1,149,825 for high cost areas.
What Does a FHA Loan Specialist in Arroyo Grande Cost?
Typical costs for FHA loan services in California include an upfront mortgage insurance premium of 1.75% of the loan amount and an annual MIP of 0.55% to 0.85% depending on loan term and down payment. Origination fees from the lender usually range from 0.5% to 1.0% of the loan amount. Third party costs like appraisal and title fees add $500 to $1,500. These costs vary by situation and lender. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist do in Arroyo Grande?
An FHA loan specialist guides you through the FHA loan process, including pre approval, documentation, and closing. They ensure your loan meets California and federal requirements, such as the state mandated appraisal standards and occupancy rules.
What are the FHA loan limits for Arroyo Grande in 2024?
For 2024, the FHA loan limit for a single family home in San Luis Obispo County, which includes Arroyo Grande, is $1,149,825. This limit applies to high cost areas and is set by the Department of Housing and Urban Development.
Do I need a specific license to be an FHA loan specialist in California?
Yes, FHA loan specialists in California must hold a Mortgage Loan Originator license through the Nationwide Multistate Licensing System. They also must comply with California Business and Professions Code Section 10166, which requires background checks and continuing education.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.