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Directory of fha loan specialists in Aliso Viejo, California. Verify credentials with the state mortgage licensing authority before hiring.
11 agents listed
Updated May 2026
Aliso Viejo, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 11 fha loan specialists in Aliso Viejo, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Generation Lending Inc.
6A Liberty #175, Aliso Viejo, CA 92656
8449333474
Promise Home Loans
120 Vantis Dr #300, Aliso Viejo, CA 92656
8887627808
Elixir Mortgage Lending
45 Bluebird Ln, Aliso Viejo, CA 92656
8005580496
RWM Home Loans - Aliso Viejo
18 Journey Bldg A Ste 140, Aliso Viejo, CA 92656
9496817070
Independent Lending - Private Money
120 Vantis Dr #300, Aliso Viejo, CA 92656
9498303151
Magellan Capital Group & Assoc. DBA Aliso Niguel Mortgage
120 Vantis Dr Ste 336, Aliso Viejo, CA 92656
9495339333
Alliance Portfolio - Private Hard Money Lenders in Orange County, California
120 Vantis Dr #585, Aliso Viejo, CA 92656
9493491322
Rick Geary, Mortgage Specialist
18-A Journey suite 140, Aliso Viejo, CA 92656
9496828252
Michelle Russell - American Pacific Mortgage
120 Vantis Dr #300, Aliso Viejo, CA 92656
7604038066
JMJ Financial - Aliso Viejo
26800 Aliso Viejo Pkwy #200, Aliso Viejo, CA 92656
9493406336
Glenn Cooper Mortgage Broker
120 Vantis Dr #300, Aliso Viejo, CA 92656
9492122301
An FHA loan specialist in Aliso Viejo, California can guide you through the Federal Housing Administration loan process. California law requires lenders to provide a Good Faith Estimate and a Loan Estimate within three business days of application. Specialists in Aliso Viejo understand Orange County property values and help borrowers meet FHA minimum property standards.
What Does a FHA Loan Specialist in Aliso Viejo Cost?
Typical costs for an FHA loan specialist in California include an origination fee of 0.5 to 1.0 percent of the loan amount, plus third-party fees for appraisal, credit report, and title services. Appraisal fees in Aliso Viejo range from $500 to $700. Total closing costs usually fall between 2 and 5 percent of the loan amount. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Aliso Viejo in 2025?
For 2025, the FHA loan limit for a single-family home in Orange County, including Aliso Viejo, is $1,209,750. This high limit reflects the area's elevated median home prices.
What is the minimum down payment for an FHA loan in California?
The minimum down payment for an FHA loan is 3.5 percent of the purchase price if your credit score is 580 or higher. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment.
Do FHA loans require mortgage insurance in California?
Yes, all FHA loans require an upfront mortgage insurance premium of 1.75 percent of the loan amount. You also pay an annual mortgage insurance premium, typically between 0.45 and 1.05 percent, for the life of the loan if your down payment is less than 10 percent.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.