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Find FHA Loan Specialists Near You in Aliso Viejo, CA

Compare fha loan specialists in Aliso Viejo. Review contact information and insurance categorys before you decide.

11 agents listed
Updated June 2026
Aliso Viejo, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of California before hiring.
Showing 11 fha loan specialists in Aliso Viejo, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Generation Lending Inc.
6A Liberty #175, Aliso Viejo, CA 92656
(844) 933-3474 generationlendinginc.com
Promise Home Loans
120 Vantis Dr #300, Aliso Viejo, CA 92656
(888) 762-7808 promisehomeloans.com
Elixir Mortgage Lending
45 Bluebird Ln, Aliso Viejo, CA 92656
(800) 558-0496 elixirmortgagelending.com
RWM Home Loans - Aliso Viejo
18 Journey Bldg A Ste 140, Aliso Viejo, CA 92656
(949) 681-7070 rwmloans.com
Independent Lending - Private Money
120 Vantis Dr #300, Aliso Viejo, CA 92656
(949) 830-3151 ihlend.com
Magellan Capital Group & Assoc. DBA Aliso Niguel Mortgage
120 Vantis Dr Ste 336, Aliso Viejo, CA 92656
(949) 533-9333 anmcg.com
Alliance Portfolio - Private Hard Money Lenders in Orange County, California
120 Vantis Dr #585, Aliso Viejo, CA 92656
(949) 349-1322 allianceportfolio.com
Rick Geary, Mortgage Specialist
18-A Journey suite 140, Aliso Viejo, CA 92656
(949) 682-8252 rgeary.com
Michelle Russell - American Pacific Mortgage
120 Vantis Dr #300, Aliso Viejo, CA 92656
(760) 403-8066 rwmloans.com
JMJ Financial - Aliso Viejo
26800 Aliso Viejo Pkwy #200, Aliso Viejo, CA 92656
(949) 340-6336 jmj.me
Glenn Cooper Mortgage Broker
120 Vantis Dr #300, Aliso Viejo, CA 92656
(949) 212-2301 glenncoopermortgage.com

An FHA loan specialist in Aliso Viejo, California can guide you through the Federal Housing Administration loan process. California law requires lenders to provide a Good Faith Estimate and a Loan Estimate within three business days of application. Specialists in Aliso Viejo understand Orange County property values and help borrowers meet FHA minimum property standards.

What Does a FHA Loan Specialist in Aliso Viejo Cost?

Typical costs for an FHA loan specialist in California include an origination fee of 0.5 to 1.0 percent of the loan amount, plus third-party fees for appraisal, credit report, and title services. Appraisal fees in Aliso Viejo range from $500 to $700. Total closing costs usually fall between 2 and 5 percent of the loan amount. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the FHA loan limits for Aliso Viejo in 2025?
For 2025, the FHA loan limit for a single-family home in Orange County, including Aliso Viejo, is $1,209,750. This high limit reflects the area's elevated median home prices.
What is the minimum down payment for an FHA loan in California?
The minimum down payment for an FHA loan is 3.5 percent of the purchase price if your credit score is 580 or higher. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment.
Do FHA loans require mortgage insurance in California?
Yes, all FHA loans require an upfront mortgage insurance premium of 1.75 percent of the loan amount. You also pay an annual mortgage insurance premium, typically between 0.45 and 1.05 percent, for the life of the loan if your down payment is less than 10 percent.

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