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FHA Loan Specialists in Antioch, CA

Directory of fha loan specialists in Antioch, California. Verify credentials with the state mortgage licensing authority before hiring.

12 agents listed
Updated May 2026
Antioch, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 12 fha loan specialists in Antioch, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
E3 Realty & Loans
2157 Country Hls Dr Suite 206, Antioch, CA 94509
9256033615
Kristin Calmerin - Supreme Lending
5065 Deer Valley Rd Suite 112, Antioch, CA 94531
9255258320
Supreme Lending
5065 Deer Valley Rd Suite 112, Antioch, CA 94531
9257261444
Margaret Smethers, Mortgage Broker NMLS #907016
2157 Country Hls Dr Suite 206, Antioch, CA 94509
9257595805
Supreme Lending-Nicole King
5065 Deer Valley Rd Suite 112, Antioch, CA 94531
9259805552
Home Loans - Cindy Hensley
5065 Deer Valley Rd Suite 112, Antioch, CA 94531
9254780543
Natalie Pantoja - Mortgage Expert Supreme Lending
5065 Deer Valley Rd Suite 112, Antioch, CA 94531
9254377799
3C Mortgage Group
3701 Lone Tree Wy # 4B, Antioch, CA 94509
9253866528
Ranae Callaway Nexa Mortgage
5179 Lone Tree Wy Ste 104, Antioch, CA 94531
9253236812
E3 Home Loans
2157 Country Hls Dr Suite 205, Antioch, CA 94509
9252225951
Michelle Paxton - Sr. Mortgage Loan Officer
5829 Lone Tree Wy, Antioch, CA 94531
4088910090
United Home Mortgage
5109 Lone Tree Wy, Antioch, CA 94531
9257761700

An FHA loan specialist in Antioch California helps homebuyers secure mortgages insured by the Federal Housing Administration. California law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System. Antioch buyers often use FHA loans for their lower down payment options and flexible credit requirements.

What Does a FHA Loan Specialist in Antioch Cost?

Typical costs for an FHA loan specialist in California include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual mortgage insurance premium of 0.55 percent to 0.85 percent. Closing costs in Antioch range from 2 percent to 5 percent of the purchase price. For a $500,000 home closing costs could be $10,000 to $25,000. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the down payment requirements for an FHA loan in Antioch California?
FHA loans require a minimum down payment of 3.5 percent of the purchase price. This applies to borrowers with a credit score of 580 or higher. California does not have additional state down payment rules beyond federal FHA guidelines.
Are there California-specific limits on FHA loan amounts in Antioch?
Yes FHA loan limits vary by county. For Contra Costa County where Antioch is located the 2025 FHA loan limit for a single-family home is $1,209,750. This limit is set by the U.S. Department of Housing and Urban Development and applies statewide.
What documents do I need to apply for an FHA loan in California?
You need pay stubs from the last 30 days W-2 forms from the last two years federal tax returns and bank statements. California law also requires proof of California residency or intent to occupy the property as your primary home.