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Find FHA Loan Specialists Near You in Alameda, CA

Browse fha loan specialists serving Alameda, California. Contact information and addresses listed below.

10 agents listed
Updated May 2026
Alameda, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 10 fha loan specialists in Alameda, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Chris Freck @ EstaR Mortgage
2413 Webb Ave STE E, Alameda, CA 94501
5104631003
Chris Granger - Xpert Home Lending
1512 Webster St suite b, Alameda, CA 94501
4159878489
Fresh Home Loan Inc - Independent Mortgage Brokers - Garrick Werdmuller
1151 Harbor Bay Pkwy # 136, Alameda, CA 94502
5102825456
Mit Mann, Mortgage Broker, California Real Estate Services (CRES)
2411 Santa Clara Ave Suite 1, Alameda, CA 94501
5105622444
Chris Mason - America's Home Loans
1512 Webster St, Alameda, CA 94501
4158469211
Jason Chan - Rocket Mortgage
1512 Webster St suite b, Alameda, CA 94501
9257275806
The Finance Group
1101 Marina Village Pkwy, Alameda, CA 94501
5107646800
Peter Holmes
883 Island Dr suite f, Alameda, CA 94502
4159912699
EstaR Mortgage
2413 Webb Ave STE E, Alameda, CA 94501
5104631003
California Real Estate Finance
35 Cork Rd, Alameda, CA 94502
5103258800

What Does a FHA Loan Specialist in Alameda Cost?

Typical costs for an FHA loan specialist in California include an upfront mortgage insurance premium of 1.75 percent of the loan amount and annual mortgage insurance premiums of 0.55 to 0.85 percent. Origination fees usually range from 0.5 to 1.0 percent of the loan amount. Appraisal fees in Alameda County average $500 to $700. Other closing costs may include title insurance and escrow fees totaling 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What credit score do I need for an FHA loan in Alameda?
FHA loans typically require a minimum credit score of 580 for a 3.5 percent down payment. Some lenders may accept scores as low as 500 with a 10 percent down payment. California law does not set a separate state credit requirement for FHA loans.
Are there FHA loan limits for Alameda County?
Yes, FHA loan limits vary by county. For Alameda County in 2024, the standard loan limit is $498,257 for a single family home. High cost area limits may apply up to $1,149,825 depending on the specific location.
How long does the FHA loan process take in California?
The typical FHA loan process in California takes 30 to 45 days from application to closing. California law requires lenders to provide loan disclosures within three business days of application. Delays can occur if additional documentation is needed.