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Directory of fha loan specialists in Apple Valley, California. Verify credentials with the state mortgage licensing authority before hiring.
7 agents listed
Updated May 2026
Apple Valley, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 7 fha loan specialists in Apple Valley, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Global Credit Union
15961 Apple Valley Rd, Apple Valley, CA 92307
8005259094
Global Credit Union
18985 Bear Valley Rd Ste 1, Apple Valley, CA 92308
8005259094
Adolph Collaso
18409 CA-18 Suite 5, Apple Valley, CA 92307
7602428822
Miguel For Mortgage
22589 CA-18 Unit B, Apple Valley, CA 92307
9095341510
US Bank Mortgage
20261 CA-18, Apple Valley, CA 92307
7609465803
PRMG
18484 CA-18 #150, Apple Valley, CA 92307
7604033992
US Bank Mortgage
19201 Bear Valley Rd, Apple Valley, CA 92308
7602402027
An FHA loan specialist in Apple Valley, California helps home buyers and homeowners navigate Federal Housing Administration loans. These loans are popular in the High Desert region due to lower down payment requirements and flexible credit guidelines. California law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System (NMLS).
What Does a FHA Loan Specialist in Apple Valley Cost?
Typical costs for an FHA loan specialist in California include an origination fee of 1% to 1.5% of the loan amount, plus third-party fees for appraisal, credit report, and title services. For a $300,000 loan, total closing costs often range from $6,000 to $10,000. FHA also charges an upfront mortgage insurance premium of 1.75% of the loan amount and an annual premium of 0.55% to 0.85%. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Apple Valley do?
An FHA loan specialist guides you through the FHA loan process, including pre-approval, documentation, and closing. They help you meet California-specific requirements such as property appraisals and mortgage insurance premiums.
What are the FHA loan limits in Apple Valley for 2025?
For 2025, the FHA loan limit for a single-family home in San Bernardino County, which includes Apple Valley, is $498,257. This limit applies to standard FHA loans and may be higher for duplexes or larger properties.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.