Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 20 fha loan specialists in Visalia, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Vero Mortgage / Engle Team
700 W Center Ave, Visalia, CA 93291
5597345000
Mason-McDuffie Mortgage Corporation
2920 W Main St, Visalia, CA 93291
5597410991
Change Home Mortgage
3010 W Main St A, Visalia, CA 93291
5592728100
Brendan Farrell - Benchmark Mortgage
119 E Main St, Visalia, CA 93291
5597251230
Newrez Home Loan Division
303 E Caldwell Ave, Visalia, CA 93277
5622565148
First Capital Group
525 N Hall St Suite A, Visalia, CA 93291
5596975322
Candice Garrett- Benchmark Mortgage
119 E Main St, Visalia, CA 93291
5597998548
Darice Vieira - Change Home Mortgage
3010 W Main St, Visalia, CA 93291
5597990875
CORE Home Loans
1710 W Walnut Ave, Visalia, CA 93277
5598082673
Gino V. Angulo - Benchmark Mortgage
119 E Main St, Visalia, CA 93291
5592481669
Laura Dimmer - First Capital Group
525 N Hall St Suite A, Visalia, CA 93291
5593767707
Guild Mortgage Company
2318 W Sunnyside Ave Suite 5, Visalia, CA 93277
6618734653
Alameda Mortgage Corporation
110 S Burke St, Visalia, CA 93292
5594731888
Guild Mortgage - Alicia Morfin
2318 W Sunnyside Ave Suite 5, Visalia, CA 93277
5596271823
Zack Timblin- Universal Lending
5545 Ave de Las Robles Ste 101 B, Visalia, CA 93291
5598273360
Stephen Palermo @ Gold Standard Mortgage
150 S Akers St, Visalia, CA 93291
5597314388
Erin Fisher - Core Home Loans
1710 W Walnut Ave, Visalia, CA 93277
5596963319
LizLendzLoanz
3010 W Main St A, Visalia, CA 93291
5595301905
Nancy Home Loans - Core Home Loans NMLS #284902
1710 W Walnut Ave, Visalia, CA 93277
5599096116
Kings Mortgage Services
4244 W Mineral King Ave, Visalia, CA 93291
5597131200
What Does a FHA Loan Specialist in Visalia Cost?
Typical costs for an FHA loan specialist in California include an origination fee of up to 1% of the loan amount, plus third party fees for appraisal and credit report. For a $300,000 home in Visalia, total closing costs often range from $9,000 to $12,000. The upfront mortgage insurance premium is 1.75% of the loan amount, and annual mortgage insurance is 0.55% of the loan balance. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Visalia do?
An FHA loan specialist guides you through the FHA loan process, including pre-approval, documentation, and closing. They ensure the property meets FHA minimum property standards and help you understand California specific disclosures required by the California Department of Real Estate.
What are the FHA loan limits for Visalia in 2025?
For 2025, the FHA loan limit for a single-family home in Tulare County is $498,257. This limit applies to most areas in Visalia and is set by the U.S. Department of Housing and Urban Development based on local median home prices.
Can I use an FHA loan for a fixer-upper in Visalia?
Yes, you can use an FHA 203(k) loan for a fixer-upper in Visalia. This loan allows you to finance both the purchase and renovation costs. California requires that all contractors on 203(k) projects be licensed with the California Contractors State License Board.