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Directory of fha loan specialists in Vacaville, California. Verify credentials with the state mortgage licensing authority before hiring.
20 agents listed
Updated May 2026
Vacaville, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 20 fha loan specialists in Vacaville, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Solano Mortgage
785 Alamo Dr #120, Vacaville, CA 95688
7074494777
Debbie Sundlie
401 Davis St Suite B, Vacaville, CA 95687
5106977448
Mason-McDuffie Mortgage Corporation
401 Davis St Suite B, Vacaville, CA 95688
7075643159
Dream Team Lending - Loli & Alix
338 Cernon St, Vacaville, CA 95688
7076312070
Mortgage Masters of California
338 Cernon St, Vacaville, CA 95688
7072426336
Your Lending Team - Stephanie Ham - Kappel Mortgage Group
233 Dobbins St Suite A, Vacaville, CA 95688
7076886241
Guild Mortgage - Kristina Bailey
506 Merchant St Suite A, Vacaville, CA 95688
7077611319
Wendi Lucas, Pacific Community Lender, Inc
190 S Orchard Ave ste b-115, Vacaville, CA 95688
7074264662
Christopher Marusich Mortgage Broker - Mortgage Masters of California
338 Cernon St, Vacaville, CA 95688
7073720433
Tom McGuire at KCM Home Loans
536 Davis St, Vacaville, CA 95688
7076852382
Pacific Community Lender, Inc. Nmls#1322440
190 S Orchard Ave, Vacaville, CA 95688
7074776687
Foundation Lending Partners
795 Alamo Dr, Vacaville, CA 95688
7076737888
Joe Rapisarda Mortgage
Pacific Community Lender, 190 S Orchard Ave ste b-115, Vacaville, CA 95688
7072081916
Guild Mortgage - Bianca Velasco
506 Merchant St Suite A, Vacaville, CA 95688
9252858091
Tonda Herndon at CrossCountry Mortgage
790 Mason St Ste 202, Vacaville, CA 95688
7076156635
Guild Mortgage - Kellie Wegner
506 Merchant St Suite A, Vacaville, CA 95688
7076249221
Holly McAndrews at CrossCountry Mortgage
790 Mason St Ste 202, Vacaville, CA 95688
7075922163
Brickhouse Mortgage, Inc.
795 Alamo Dr #101, Vacaville, CA 95688
7072499663
Jonathan Ray
190 S Orchard Ave Suite B 115, Vacaville, CA 95688
7077184104
The Porter Group at American Pacific Mortgage
525 Merchant St, Vacaville, CA 95688
7074745032
An FHA loan specialist in Vacaville can guide you through the process of obtaining a government-backed mortgage. In California, FHA loans require a minimum down payment of 3.5 percent for borrowers with a credit score of 580 or higher. Vacaville residents benefit from local specialists who understand Solano County housing market conditions and California specific loan limits.
What Does a FHA Loan Specialist in Vacaville Cost?
Typical costs for an FHA loan specialist in California include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual mortgage insurance premium of 0.55 percent to 0.85 percent. Closing costs in Vacaville generally range from 2 to 5 percent of the purchase price. These costs vary by lender and loan size. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What credit score do I need for an FHA loan in Vacaville?
For an FHA loan in Vacaville you typically need a credit score of at least 580 to qualify for the 3.5 percent down payment. Borrowers with scores between 500 and 579 may still qualify but must put down 10 percent. California law does not set additional credit requirements beyond FHA guidelines.
Are there California specific FHA loan limits for Vacaville?
Yes FHA loan limits vary by county in California. For Solano County which includes Vacaville the 2024 FHA loan limit for a single family home is 1,209,750. This limit is higher than the standard national limit due to the area high cost of housing.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.