Find FHA Loan Specialists in Union City, CA
Compare fha loan specialists in Union City. Review contact information and insurance categorys before you decide.
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State Mortgage Licensing Authority of California before hiring.
Showing 3 fha loan specialists in Union City, CA
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What Does a FHA Loan Specialist in Union City Cost?
FHA loan specialist fees in California typically range from 1 to 2 percent of the loan amount, though some specialists charge a flat fee of $1,500 to $3,000. You will also pay FHA mortgage insurance premiums: an upfront premium of 1.75 percent of the loan and an annual premium of 0.55 to 0.85 percent. Costs vary by lender and loan size. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Union City do?
An FHA loan specialist guides you through the FHA loan process, from pre-approval to closing. They help you understand FHA requirements, such as the 3.5 percent down payment and the 580 minimum credit score. They also assist with California-specific rules, like property condition standards.
What are the FHA loan limits for Union City California?
For 2024, the FHA loan limit for a single-family home in Alameda County, including Union City, is $1,149,825. This high limit reflects the area's elevated home prices. Limits may change annually based on the Federal Housing Finance Agency data.