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Directory of fha loan specialists in Temecula, California. Verify credentials with the state mortgage licensing authority before hiring.
16 agents listed
Updated May 2026
Temecula, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 16 fha loan specialists in Temecula, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Kelly Manderscheid at Rate (NMLS #273420)
43053 Margarita Rd STE B107, Temecula, CA 92592
9514535231
Taylor Loop - Modern Lending
28999 Old Town Front St Suite 103, Temecula, CA 92590
9518096452
Modern Lending
28999 Old Town Front St Suite 103, Temecula, CA 92590
8444663376
Dave Medina - The Alevate Group / CMG Home Loans
28780 Single Oak Dr STE 250, Temecula, CA 92590
9518584761
Vintage Mortgage Firm
41911 5th St STE 300, Temecula, CA 92590
9516950901
Christian Dahlin- Patriot Pacific Financial
41951 Remington Ave STE 240, Temecula, CA 92590
9496807853
Vintage Mortgage Professionals-Steve Tempel
27431 Enterprise Cir W Ste 200, Temecula, CA 92590
9516950905
Oodle Loans - Residential / Commercial Mortgages
43300 Business Park Dr Suite 207, Temecula, CA 92590
9493557777
Mike Vasquez, Mortgage Broker
28693 Old Town Front St Suite 400-D, Temecula, CA 92590
33353 Temecula Pkwy Ste. 104-354C, Temecula, CA 92592
9514283289
An FHA loan specialist in Temecula California helps homebuyers secure loans insured by the Federal Housing Administration. These loans often have lower down payment requirements and flexible credit guidelines. California law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System (NMLS).
What Does a FHA Loan Specialist in Temecula Cost?
Typical costs for an FHA loan in California include an upfront mortgage insurance premium (UFMIP) of 1.75 percent of the loan amount and an annual mortgage insurance premium (MIP) ranging from 0.45 to 1.05 percent. Lender origination fees usually range from 0.5 to 1.5 percent of the loan amount. Third party costs such as appraisal title and escrow fees vary by lender and property. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Temecula do?
An FHA loan specialist guides borrowers through the FHA loan process including pre-approval documentation and underwriting. They help you understand California specific rules such as property appraisal standards and occupancy requirements.
What are the FHA loan limits for Temecula California?
For 2024 the FHA loan limit for a single family home in Riverside County which includes Temecula is $498,257. Higher limits apply for duplex triplex and four unit properties.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.