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Showing 3 fha loan specialists in Sebastopol, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
West-Cal Mortgage
101 Morris St #211, Sebastopol, CA 95472
7074909413
Jordan Burns - Pinnacle Capital Mortgage
105 Morris St Suite 120, Sebastopol, CA 95472
7078611124
Cottingham Mortgage Inc - by appointment only
130 Petaluma Ave #2f, Sebastopol, CA 95472
7078236646
What Does a FHA Loan Specialist in Sebastopol Cost?
Typical costs for FHA loan services in California include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 to 0.85 percent depending on loan term and down payment. Lender origination fees range from 0.5 to 1.5 percent of the loan amount. Appraisal fees in Sonoma County average 500 to 700 dollars. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Sebastopol do?
An FHA loan specialist guides you through the FHA loan process including pre-approval document collection and property appraisal. They ensure your loan meets California specific requirements such as earthquake insurance rules for certain areas. They also help you understand FHA loan limits which vary by county in California.
What are the FHA loan limits for Sebastopol California?
For 2024 the FHA loan limit for Sonoma County where Sebastopol is located is 1,089,300 for a single family home. This limit is higher than standard limits due to the high cost housing area designation. Your specialist can confirm the current limits and how they apply to your purchase.