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Directory of fha loan specialists in Salinas, California. Verify credentials with the state mortgage licensing authority before hiring.
15 agents listed
Updated May 2026
Salinas, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 15 fha loan specialists in Salinas, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Capitol Mortgage
1880 N Main St #200, Salinas, CA 93906
8314491227
Mason-McDuffie Mortgage Corporation
6 Quail Run Cir # 102, Salinas, CA 93907
8312720916
The Blue Adobe Team~ Oscar Mora
362 S Main St, Salinas, CA 93901
8313206525
Felix Home Loans
1403 N Main St Suite A, Salinas, CA 93906
8317766337
Loans By CMS
3 Winham St, Salinas, CA 93901
8316760937
Premier Mortgage Resources - Ronnie Esparza
336 S Main St, Salinas, CA 93901
8313209328
PrimeLending, A PlainsCapital Company - Salinas
1188 Padre Dr #107, Salinas, CA 93901
8319989520
Jack Kirk | Premier Mortgage Resources
336 S Main St, Salinas, CA 93901
8318016088
Blue Adobe Mortgage
362 S Main St, Salinas, CA 93901
8312505559
Tony Sanchez - Sanchez & Associates Mortgage Group
119 E Alisal St, Salinas, CA 93901
9163351117
Elite Capital Funding
54 San Miguel Ave, Salinas, CA 93901
8312101139
Griselda Figueroa Capitol Mortgage
1880 N Main St #200, Salinas, CA 93906
8312408721
Rubio Mortgage & Realty
1403 N Main St Suite A, Salinas, CA 93906
8312353850
Miguel Santamaria Motto Mortgage Reserve
1457 N Davis Rd, Salinas, CA 93907
8319054007
OGI Mortgage Bankers
1880 N Main St #300, Salinas, CA 93906
8317848030
What Does a FHA Loan Specialist in Salinas Cost?
Typical costs for an FHA loan in California include an upfront mortgage insurance premium of 1.75 percent of the loan amount, which can be financed into the loan. Annual mortgage insurance premiums range from 0.45 percent to 1.05 percent of the loan balance. Lender origination fees vary but often fall between 0.5 percent and 1.5 percent of the loan amount. Third-party costs such as appraisal, title insurance, and escrow fees in Salinas may total 3000 to 6000 dollars. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Salinas do?
An FHA loan specialist helps borrowers understand FHA loan requirements, pre-qualify for a loan, and submit a complete application. They work with FHA-approved lenders to ensure the loan meets California and federal guidelines. They also advise on down payment assistance programs available in Monterey County.
What are the FHA loan limits for Salinas California?
For 2024, the FHA loan limit for a single-family home in Monterey County including Salinas is $1,149,825 for high-cost areas. This limit is set by the Department of Housing and Urban Development and can change annually. A specialist can confirm the current limits for your specific property type.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.