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Find FHA Loan Specialists Near You in Sacramento, CA
Compare fha loan specialists in Sacramento. Review contact information and insurance categorys before you decide.
20 agents listed
Updated May 2026
Sacramento, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 20 fha loan specialists in Sacramento, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
AFC Mortgage
1424 21st Street, Sacramento, CA 95811
8882109838
Green Haven Capital Inc.
5890 S Land Park Dr, Sacramento, CA 95822
9164766507
GFL Capital Mortgage
1100 Corporate Way Suite 210, Sacramento, CA 95831
8885578836
Jason Mata - American Pacific Mortgage
980 9th St Suite 340, Sacramento, CA 95814
8004550986
West Coast Mortgage Group
2716 Broadway, Sacramento, CA 95818
9164537533
Loan Factory - Sacramento
6840 65th St #115, Sacramento, CA 95828
9169995000
United Wholesale Lending
917 7th St, Sacramento, CA 95814
2094564896
Mason-McDuffie Mortgage Corporation
333 University Place Suite 200 #7, Sacramento, CA 95825
9169292333
Guild Mortgage - Jamal Bey
4211 Freeport Blvd, Sacramento, CA 95822
9166677270
The Chris Kennedy Team at Reliant Lending
2100 Northrop Ave STE 900, Sacramento, CA 95825
9167940777
Golden Bay Mortgage Group DRE# 01989440 & NMLS ID# 1403489
3900 Lennane Dr STE 200, Sacramento, CA 95834
9164693749
Matt the Mortgage Guy
3600 American River Dr Suite 105, Sacramento, CA 95864
9165297600
New Way Mortgage
1111 Howe Ave # 510, Sacramento, CA 95825
9164656639
Kappel Mortgage Group, Inc. (KMG)
1383 Garden Hwy Suite 100, Sacramento, CA 95833
9164165626
PMG Home Loans
1010 Hurley Way Suite 110, Sacramento, CA 95825
9167493556
Guild Mortgage Company
300 University Ave #210, Sacramento, CA 95825
9169744140
CAPITAL CITY LENDING
1600 Sacramento Inn Wy #212, Sacramento, CA 95815
9165610561
Metro Financial Services
9521 Folsom Blvd # O, Sacramento, CA 95827
9163691162
Street Home Lending
3184 N St, Sacramento, CA 95816
9167058282
Christina Medina
3835 N Freeway Blvd Suite 110, Sacramento, CA 95834
9162252980
An FHA loan specialist in Sacramento California can help you navigate the Federal Housing Administration loan process. These loans are popular for first time buyers and those with lower credit scores. California law requires lenders to provide specific disclosures about loan terms and costs under the California Financing Law.
What Does a FHA Loan Specialist in Sacramento Cost?
Typical costs for an FHA loan specialist in California include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 percent to 0.85 percent. Lender fees and closing costs in Sacramento usually range from 2 to 5 percent of the loan value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist do in Sacramento?
An FHA loan specialist guides you through the FHA loan application and approval process. They help you gather documents, check your credit, and find a lender that offers FHA loans in Sacramento. They also explain California specific requirements like property condition standards.
What are the credit score requirements for an FHA loan in California?
FHA loans typically require a minimum credit score of 580 for a 3.5 percent down payment. If your score is between 500 and 579 you may still qualify but need a 10 percent down payment. These rules apply statewide including Sacramento.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.