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Find FHA Loan Specialists in Pico Rivera, CA

Directory of fha loan specialists in Pico Rivera, California. Verify credentials with the state mortgage licensing authority before hiring.

4 agents listed
Updated May 2026
Pico Rivera, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 4 fha loan specialists in Pico Rivera, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Excellence Mortgage, Inc.
5207 Rosemead Blvd Suite 105, Pico Rivera, CA 90660
2138641520
Paredes Financial Services
9321 Telegraph Rd, Pico Rivera, CA 90660
5629499111
Diligent Lender
9519 Telegraph Rd # H, Pico Rivera, CA 90660
5622443600
New American Funding - Pico Rivera, CA
9155 Telegraph Rd Ste 105, Pico Rivera, CA 90660
5623039143

An FHA loan specialist in Pico Rivera, California helps home buyers and homeowners understand FHA-insured mortgages. These loans are popular in Los Angeles County due to lower down payment requirements. California law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System (NMLS).

What Does a FHA Loan Specialist in Pico Rivera Cost?

Typical costs for an FHA loan specialist in California include an upfront mortgage insurance premium (UFMIP) of 1.75 percent of the loan amount, plus an annual MIP of 0.55 to 0.85 percent depending on loan term and down payment. Origination fees range from 0.5 to 1.0 percent of the loan amount. Third-party costs like appraisal and title fees add $2,000 to $4,000. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What credit score do I need for an FHA loan in Pico Rivera?
FHA loans typically require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. California lenders may have additional requirements.
What is the FHA loan limit for Pico Rivera California?
For 2024, the FHA loan limit for Los Angeles County including Pico Rivera is $1,149,825 for a single-family home. This high limit reflects the local high-cost housing market. Limits are updated annually by the Department of Housing and Urban Development.